Roberts v. Unlock Partnership Solutions AOI, Inc.
The CFPB submitted an amicus brief to the U.S. District Court for the District of New Jersey addressing issues under the Truth in Lending Act (TILA).
Filed briefs
Amicus briefs filed by the CFPB are available on this page, including amicus briefs concerning federal consumer financial protection law filed in the U.S. Supreme Court by the Office of the Solicitor General.
Use the filters below to browse by date, statute, and the court in which the brief was filed.
Franklin Savings Bank v. Bordick
The Bureau and the State of Maine filed an amicus brief with the Maine Supreme Judicial Court addressing the scope of the Truth in Lending Act (TILA), which generally applies to consumer-purpose loans. The brief argues that determining whether a loan has a covered purpose requires assessing the transaction as a whole and that language in the loan documents describing the loan’s purpose does not control that inquiry.
Saint-Jean et al. v. Emigrant Mortgage Co. & Emigrant Bank
The CFPB filed an amicus brief in the U.S. Court of Appeals for the Second Circuit to explain why it should affirm a jury verdict against a mortgage lender who targeted Black and Latino borrowers and neighborhoods with predatory products in violation of the Equal Credit Opportunity Act.
Connolly & Mott v. Lanham et al.
The CFPB and DOJ filed a joint Statement of Interest in the U.S. District Court for the District of Maryland explaining that mortgage lenders violate the Equal Credit Opportunity Act if they rely on an appraisal that they knew, or should have known, was discriminatory when assessing the creditworthiness of an applicant.
Lyons v. PNC Bank, N.A.
The Bureau filed an amicus brief with the U.S. Court of Appeals for the Fourth Circuit arguing that a Truth in Lending Act protection that prohibits banks from taking money from a borrower’s checking or savings account to cover amounts the consumer owes on certain types of debts covers home-equity lines of credit linked to a credit card.
Naimoli v. Ocwen Loan Servicing, LLC
In response to the court’s invitation, the Bureau filed an amicus brief addressing how to interpret a servicer’s obligation under RESPA and its implementing regulation to respond to errors relating to the servicing of a borrower’s mortgage loan.
Lyons v. PNC Bank, N.A.
The Bureau filed an amicus brief addressing the Truth in Lending Act’s restriction on mandatory arbitration clauses in home loans and other agreements “relating to” home loans.
Harrell v. Freedom Mortgage Corp.
The Bureau filed an amicus brief addressing how to interpret the term “servicer,” as defined in RESPA and its implementing regulation, in the common event that the right to service a consumer’s mortgage loan is sold or transferred between companies.
Alexander v. Ameripro Funding, Inc.
The Equal Credit Opportunity Act prohibits a creditor from, among other things, discriminating against an applicant for a mortgage loan because all or part...
Jesinoski v. Countrywide Home Loans, Inc.
The Truth in Lending Act (TILA), 15 U.S.C. § 1635, gives borrowers the right to rescind certain transactions “by notifying the creditor”.
Wolf v. Fannie Mae
The Truth in Lending Act (TILA), 15 U.S.C. § 1635, gives borrowers the right to rescind certain transactions “by notifying the creditor”.
Sherzer v. Homestar Mortgage Services
The Truth in Lending Act (TILA), 15 U.S.C. § 1635, gives borrowers the right to rescind certain transactions “by notifying the creditor”.
Rosenfield v. HSBC Bank, USA
The Truth in Lending Act (TILA), 15 U.S.C. § 1635, gives borrowers the right to rescind certain transactions “by notifying the creditor”.