The Bureau filed an amicus brief with the U.S. Court of Appeals for the Fourth Circuit arguing that a Truth in Lending Act protection that prohibits banks from taking money from a borrower’s checking or savings account to cover amounts the consumer owes on certain types of debts covers home-equity lines of credit linked to a credit card.
Amicus briefs filed by the CFPB are available on this page, including amicus briefs concerning federal consumer financial protection law filed in the U.S. Supreme Court by the Office of the Solicitor General.
Use the filters below to browse by date, statute, and the court in which the brief was filed.
In response to the court’s invitation, the Bureau filed an amicus brief addressing how to interpret a servicer’s obligation under RESPA and its implementing regulation to respond to errors relating to the servicing of a borrower’s mortgage loan.
The Bureau filed an amicus brief addressing the Truth in Lending Act’s restriction on mandatory arbitration clauses in home loans and other agreements “relating to” home loans.
The Bureau filed an amicus brief addressing how to interpret the term “servicer,” as defined in RESPA and its implementing regulation, in the common event that the right to service a consumer’s mortgage loan is sold or transferred between companies.
The Equal Credit Opportunity Act prohibits a creditor from, among other things, discriminating against an applicant for a mortgage loan because all or part of the applicant’s income derives from public assistance income.