CFPB and FTC Take Actions Against TransUnion for Illegal Rental Background Check and Credit Reporting Practices
The CFPB and Federal Trade Commission took action against a rental screening subsidiary of the TransUnion conglomerate.
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CFPB y FTC Toman Medidas Contra TransUnion por Usar Prácticas Ilegales en Verificaciones de Antecedentes para Alquileres y en la emisión de informes de crédito
CFPB y FTC toman acción contra la subsidiaria de verificación de antecedentes de inquilinos del conglomerado TransUnion.
CFPB demanda al infractor reincidente Freedom Mortgage Corporation por entregar información falsa a reguladores federales
La CFPB presenta una demanda ante un tribunal federal en la que alega que Freedom Mortgage Corporation presentó datos sobre sus préstamos hipotecarios, los cuales son exigidos por la ley, que estaban plagados de errores.
CFPB Sues Repeat Offender Freedom Mortgage Corporation for Providing False Information to Federal Regulators
The Consumer Financial Protection Bureau (CFPB) filed a lawsuit in federal court today, alleging that Freedom Mortgage Corporation submitted legally-required mortgage loan data that was riddled with errors.
CFPB Issues Guidance on Credit Denials by Lenders Using Artificial Intelligence
Today, the Consumer Financial Protection Bureau (CFPB) issued guidance about certain legal requirements that lenders must adhere to when using artificial intelligence and other complex models.
Prepared Remarks of CFPB Director Rohit Chopra at the Better Markets Conference on the 15th Anniversary of the Collapse of Lehman Brothers and the Onset of the Global Financial Crisis
Director Chopra delivered remarks discussing the implosion of Lehman Brothers and the regulatory framework implemented by the CFPB.
Prepared Remarks of CFPB Director Rohit Chopra at The Mortgage Collaborative National Conference
Director Chopra delivered prepared remarks on the CFPB’s mortgage rules.
Agencies to Host Roundtable on Special Purpose Credit Programs
Four federal agencies will host a roundtable discussion September 12, 2023, at 3:00 p.m. EDT regarding the availability of special purpose credit programs (SPCP) to help meet the credit needs of eligible individuals.
CFPB Report Shows Workers Face Risks from Employer-Driven Debt
The CFPB published a report highlighting the risks employer-driven debt poses to workers.
CFPB Reporta Sobre Acceso a Banca y Finanzas Personales en el Sur
La Oficina para la Protección Financiera del Consumidor (CFPB, por sus siglas en inglés) publicó dos nuevos reportes sobre las oportunidades y retos financieros que enfrentan las comunidades sureñas.
CFPB Releases Reports on Banking Access and Consumer Finance in Southern States
The Consumer Financial Protection Bureau (CFPB) today issued two new reports on the financial opportunities and challenges facing Southern communities.
Director Chopra’s Prepared Remarks on the Interagency Enforcement Policy Statement on “Artificial Intelligence”
Director Chopra provided remarks on an interagency press conference to announce the Joint Statement on Enforcement Efforts Against Discrimination and Bias in Automated Systems.
CFPB and Federal Partners Confirm Automated Systems and Advanced Technology Not an Excuse for Lawbreaking Behavior
Four federal agencies jointly pledged today to uphold America’s commitment to the core principles of fairness, equality, and justice as emerging automated systems, including those sometimes marketed as “artificial intelligence” or “AI,” have become increasingly common in our daily lives.
CFPB Finalizes Rule to Create a New Data Set on Small Business Lending in America
The Consumer Financial Protection Bureau (CFPB) has finalized a rule required by Congress to increase transparency in small business lending, promote economic development, and combat unlawful discrimination.
Director Chopra’s Remarks at the NCRC Just Economy Conference
Director Chopra delivered prepared remarks at the Just Economy Conference hosted by the National Community Reinvestment Coalition in Washington, DC.
La CFPB Finaliza Normativa para Crear un Nuevo Conjunto de Datos para el Crédito a la Pequeña Empresa en el País
CFPB finaliza normativa exigida por el Congreso para aumentar transparencia en el crédito a la pequeña empresa, promover desarrollo y combatir discriminación.
CFPB Mejora Herramienta para Promover Competencia y Comparación de Tarjetas de Crédito
CFPB lanzó un listado mejorado de emisores de tarjetas de crédito para ayudar a consumidores y familias a comparar tasas de interés y otras funcionalidades.
CFPB Enhances Tool to Promote Competition and Comparison Shopping in Credit Card Market
Today, the Consumer Financial Protection Bureau (CFPB) launched an improved survey of credit card issuers that can help consumers and families compare interest rates and other features when shopping for a new credit card.
Director Chopra’s Prepared Remarks at Money 20/20
Prepared remarks of CFPB Director Chopra at the financial technologies conference Money 20/20.
Director Chopra’s Prepared Remarks at the 2022 National Association of Attorneys General Presidential Summit
Director Chopra delivered remarks on digital marketing and advertising at the 2022 NAAG Presidential Summit in Des Moines, IA.
CFPB Warns that Digital Marketing Providers Must Comply with Federal Consumer Finance Protections
Today, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule laying out when digital marketing providers for financial firms must comply with federal consumer financial protection law.
Deputy Director Zixta Martinez’s Prepared Remarks at the FDIC Meeting of the Advisory Committee on Economic Inclusion
Deputy Director Martinez delivered opening remarks during the FDIC’s ComE-IN meeting on June 28, 2022.
CFPB Helps Survivors Mitigate the Financial Consequences of Human Trafficking
Today, the Consumer Financial Protection Bureau (CFPB) issued a final rule to help survivors avoid some of the financial consequences of human trafficking. The CFPB has established, among other things, a method for survivors of trafficking to submit documentation to credit reporting companies that identifies any adverse item of information that resulted from human trafficking. The rule prohibits credit reporting companies from providing a report containing the adverse items of information.
CFPB Launches Inquiry into Practices that Leave Workers Indebted to Employers
The Consumer Financial Protection Bureau (CFPB) has launched an inquiry into practices and financial products that may leave employees indebted to their employers. In today’s Request for Information, the CFPB seeks data about, and worker experiences with, these emerging practices and financial products referred to as employer-driven debt.
CFPB Releases Report on Financial Challenges Facing Rural Communities
Today the Consumer Financial Protection Bureau (CFPB) issued a report on the challenges faced by Americans in rural communities. The report highlights that many of these communities lack access to physical bank branches, are more likely to seek credit from nonbanks, and are heavily affected by medical bills.