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Director Chopra joined an event hosted by Deputy Secretary of the Treasury Wally Adeyemo to announce a series of steps that the U.S. government and the financial sector are taking to safeguard risks to the financial system with respect to cloud service providers. The transcript has been slightly edited for clarity.

Director Chopra delivered remarks on a press call to discuss the CFPB’s proposed interpretive rule on emerging paycheck advance comments.

Since late 2021, the CFPB has been analyzing the various vectors where fraud is being perpetrated today and is identifying the new ways where we expect fraud to be perpetrated in the future. Addressing these will require a range of policy tools and private-sector action.

Research from the Consumer Financial Protection Bureau in 2022 showed that medical collections tradelines appeared on 43 million credit reports, and that 58 percent of bills that were in collections and on people’s credit records were medical bills.

CFPB Director Rohit Chopra delivered remarks on the CFPB’s nonbank registration rule.

CFPB Director Rohit Chopra delivered prepared remarks on the agency’s public inquiry into junk fees in mortgage closing costs.

CFPB Director Rohit Chopra delivered prepared remarks on an interpretive rule that confirms that Buy Now, Pay Later lenders are credit card providers.

CFPB Director Rohit Chopra delivered prepared remarks at the Mortgage Bankers Association annual expo.

CFPB Director Rohit Chopra provided remarks regarding the Supreme Court’s decision in CFPB v. CFSA.

CFPB Director Rohit Chopra provided opening remarks at the Joint Hearing on Airline and Credit Card Rewards Programs.

CFPB Director Rohit Chopra provided remarks at Rutgers Law Center School Center for Corporate Law and Governance on student-loan securitization.

CFPB Director Rohit Chopra provided remarks at the National Community Reinvestment Coalition’s Just Economy Conference.

Director Chopra at the White House on Data Protection and National Security.

Director Chopra provided remarks at CBA Live on March 26, 2024.

Director Chopra provided remarks at the Peterson Institute for International Economics on ways to improve the rigor of bank merger review.

Director Chopra provided remarks at the Financial Data Exchange Global Summit.

Director Chopra delivered remarks on the CFPB’s proposed overdraft lending rule.

Director Chopra delivered remarks on the joint CFPB/DOJ action against Colony Ridge.

Eric Halperin, CFPB Enforcement Director, gave prepared remarks at the NCLC Consumer Rights Litigation Conference.

Deputy Director Zixta Martinez spoke about the CFPB at The Greenlining Institute's 2023 Just Future Summit.

Credit reporting agencies have a responsibility to ensure that consumers’ personal data is accurate and secure.

New Jersey has made great progress on a range of crucial consumer protection issues, from last year’s legislation providing important protections against predatory lending by for-profit schools to building momentum on basic debt collection standards to fighting off efforts to allow problematic earned wage access products.

Director Chopra delivered remarks discussing the implosion of Lehman Brothers and the regulatory framework implemented by the CFPB.

Director Chopra delivered prepared remarks on the CFPB’s mortgage rules.

Like transportation, telecommunications, and energy, banking and payments are critical infrastructure of the economy that impacts all of us.