The Federal General Counsel, Law, and Our Democracy at a Crossroads
Prepared remarks by Seth Frotman, General Counsel and Senior Advisor to the Director, given at the University of Michigan on January 7, 2025.
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Prepared Press Call Remarks of CFPB Director Rohit Chopra on the Zelle Lawsuit Announcement
Director Chopra delivered remarks on consumers harmed by fraud on the Zelle payment network.
Prepared Remarks of the Student Loan Ombudsman Julia Barnard to the Consumer Federation of America
CFPB Advisor and Student Loan Ombudsman Julia Barnard delivered remarks to the Consumer Federation of America “Looking to the Future of Student Borrower Protection."
Prepared Remarks of CFPB Director Rohit Chopra on Protecting Americans from Harmful Data Broker Practices
Director Chopra delivered remarks on protecting Americans from harmful data broker practices.
Prepared Remarks of CFPB Director Rohit Chopra at the FinRegLab AI Conference
Director Chopra delivered remarks at the 2024 FinRegLab AI Symposium.
Prepared Remarks of CFPB Director Rohit Chopra at the Joint Field Hearing with the Department of Labor on Worker Tracking
Director Chopra delivered remarks at the Joint Field Hearing with the Department of Labor on Worker Tracking in Michigan.
Prepared Remarks of CFPB Director Rohit Chopra at Georgetown University’s DC Fintech Week
Director Chopra delivered remarks at Georgetown University’s DC Fintech Week.
Prepared Remarks of CFPB Director Rohit Chopra on the Goldman Sachs and Apple Enforcement Press Call
The CFPB is taking action against two of our country’s most powerful corporations, Apple and Goldman Sachs.
Prepared Remarks of CFPB Director Rohit Chopra at the Federal Reserve Bank of Philadelphia on the Personal Financial Data Rights Rule
Director Chopra delivered remarks at the Federal Reserve Bank of Philadelphia about the CFPB’s Personal Financial Data Rights Final Rule.
Prepared Remarks of Julie Margetta Morgan at the HealthWatch Wisconsin Medical Debt Symposium
CFPB Associate Director Julie Margetta Morgan delivered remarks at the HealthWatch Wisconsin Medical Debt Symposium.
Prepared Remarks of CFPB Director Rohit Chopra at Harvard Law School on the Asset Management Oligopoly
Director Chopra delivered remarks about the asset management oligopoly at Harvard Law School.
Prepared Remarks of CFPB Director Rohit Chopra at a White House Convening on Medical Debt
Director Chopra delivered remarks about medical debt at a White House convening.
Prepared Opening Remarks of CFPB Director Rohit Chopra at the Aspen Institute on Abuse and Misuse of Our Personal Data
CFPB Director Rohit Chopra provided opening remarks at the 2024 Aspen Institute Cyber Summit.
Prepared Remarks of CFPB Director Rohit Chopra at the Center for American Progress Housing Summit
Director Chopra delivered remarks on streamlining the refinancing process following the Federal Reserve federal funds rate reduction.
Prepared Remarks of CFPB Director Rohit Chopra at the Congressional Black Caucus Foundation's 53rd Annual Legislative Conference
Director Chopra delivered remarks on housing, including refinancing, appraisals, and other topics.
Prepared Remarks of Seth Frotman at the Poverty Law Conference
CFPB General Counsel Seth Frotman spoke at the Poverty Law Conference about consumer financial law and low-income families.
Prepared Remarks of CFPB Director Rohit Chopra on the Navient Enforcement Action Press Call
Director Chopra delivered remarks on the CFPB’s enforcement action against Navient.
Prepared Remarks of CFPB Director Rohit Chopra at the National Housing Conference
Director Chopra delivered remarks on streamlining the refinancing process.
Prepared Remarks of CFPB Director Rohit Chopra at the CFPB’s Field Hearing in St. Paul, Minnesota
Director Rohit Chopra discussed contracts for deed and the CFPB’s housing efforts at a field hearing in St. Paul, Minnesota.
Prepared Remarks of CFPB Director Rohit Chopra at the Treasury Roundtable on Solar Financing
Director Rohit Chopra delivered remarks about preventing predatory lending in the residential solar market.
Prepared Remarks of CFPB Director Rohit Chopra at the Public Meeting of the Strike Force on Unfair and Illegal Pricing
Director Rohit Chopra outlined recent efforts to combat price gouging and unfair practices in financial services, focusing on private equity involvement, junk fees, and credit card interest rates.
Remarks by CFPB Director Rohit Chopra at the Department of the Treasury’s Announcement on Cloud Service Provider Resilience
Director Chopra joined an event hosted by Deputy Secretary of the Treasury Wally Adeyemo to announce a series of steps that the U.S. government and the financial sector are taking to safeguard risks to the financial system with respect to cloud service providers. The transcript has been slightly edited for clarity.
Prepared Remarks of CFPB Director Rohit Chopra on Emerging Paycheck Advance Products
Director Chopra delivered remarks on a press call to discuss the CFPB’s proposed interpretive rule on emerging paycheck advance comments.
Prepared Remarks of CFPB Director Rohit Chopra, Vice Chair of the Financial Literacy and Education Commission, on Fraud in Consumer Payments
Since late 2021, the CFPB has been analyzing the various vectors where fraud is being perpetrated today and is identifying the new ways where we expect fraud to be perpetrated in the future. Addressing these will require a range of policy tools and private-sector action.
Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Ban of Medical Bills on Credit Reports
Research from the Consumer Financial Protection Bureau in 2022 showed that medical collections tradelines appeared on 43 million credit reports, and that 58 percent of bills that were in collections and on people’s credit records were medical bills.