Semi-Annual Report Fall 2018
Fall 2018 Semi-Annual Report of the Bureau of Consumer Financial Protection.
Reports
Our reports focus on a wide range of topics including how consumers interact with financial products and services, trends in specific markets such as debt collection and credit cards, and the experiences of selected populations such as servicemembers, older Americans, and traditionally underserved consumers. Review our reports and analyses to help inform your decisions, policies, and practices.
Debt Burdens Among Credit-Linked Consumers in the United States
Using consumer credit record data, CFPB researchers document how often consumers share credit with likely-household members, what types of credit they share, and what we might miss by focusing solely on individuals.
Complaint snapshot: Mortgage
This Complaint Snapshot provides a high-level overview of trends in consumer complaints and supplements the Consumer Response Annual Report with more recent...
Office of Servicemember Affairs – Annual Report
This report provides data and analysis around the most common complaints submitted by servicemembers to the Bureau. This report also highlights emerging issues and continuing trends facing servicemembers in the financial marketplace.
2013 Ability-to-Repay and Qualified Mortgage Assessment Report
The Bureau of Consumer Financial Protection released the findings of its assessment of the 2013 Ability-to-Repay and Qualified Mortgage Rule. The report describes the Rule, the market, and the Bureau’s findings on the Rule’s effectiveness in meeting factors outlined in Dodd-Frank.
2013 RESPA Servicing Rule Assessment Report
The Bureau of Consumer Financial Protection released the findings of its assessment of the 2013 RESPA Mortgage Servicing Rule. The report describes the Rule, the market, and the Bureau’s findings on the Rule’s effectiveness in meeting factors outlined in Dodd-Frank.
College credit card agreements 2018
The Bureau’s annual report on college credit card agreements, pursuant to the CARD Act.
2018 BCFP Annual Employee Survey Results
More than 72 percent of the Bureau of Consumer Financial Protection (BCFP) employee population responded to the seventh annual employee survey conducted between Aug. 6 and Aug. 31, 2018. We’ll use feedback from tools like the annual employee survey in developing strategies to serve employees’ needs better.
Financial Well-being of Older Americans
This report explores the factors that are associated with the financial well-being of older Americans. It relies on data from the National Financial Well-Being Survey to examine the distribution of financial well-being scores for adults ages 62 and older in the United States.
2018 Financial Literacy Annual Report
The 2018 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau’s activities and strategy to improve the financial capability and well-being of consumers.
Fair Lending Report 2017
This report describes our fair lending activities in prioritization, supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach for calendar year 2017.
Consumer insights on paying bills
This report describes Bureau research on ways to help consumers better manage their cash flow and bills. This research found that suggesting consumers do something as simple as changing bill due dates to align with income flow could help some consumers better manage their cash flow.
Quarterly Consumer Credit Trends: Natural Disasters and Credit Reporting
Recent natural disasters, such as Hurricane Harvey in 2017, have significantly impacted some consumers financially. In this report, the Bureau examines how natural disasters are reported in consumers’ credit reports.
Financial report fiscal year 2018
The financial report provides readers with the summary results of the BCFP's operational activity and it is the principal statement of our accountability to...
Technical Reports: National Survey of Mortgage Originations and National Mortgage Database
The Federal Housing Finance Agency and the CFPB are jointly releasing two technical reports about the development of the National Mortgage Database and the...
Semi-Annual Report Spring 2018
Spring 2018 Semi-Annual Report of the Bureau of Consumer Financial Protection.
Building a brighter future by saving at tax time
Building and retaining savings is important because it provides a financial foundation on which to plan for the future.
Child savings accounts: Advancing the field to better serve traditionally underserved consumers
The Bureau held a forum on child savings accounts. We produced a report on the forum so that you can learn more about how states and communities are offering opportunities for families to save for post-secondary education.
Complaint snapshot: 50 state report
One of the primary functions of the Bureau of Consumer Financial Protection (Bureau) is collecting, investigating, and responding to consumer complaints. The Bureau’s Office of Consumer Response hears directly from consumers about the challenges they face in the marketplace, brings their concerns to the attention of companies, and assists in addressing their complaints.
Data point: The geography of credit invisibility
Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse.
Measuring financial skill
The Bureau led a research effort to develop a “scale” to measure financial skill. This guide describes the research behind the Financial Skill Scale and provides detailed steps for using the scale.
Pathways to financial well-being
The Bureau conducted a study to analyze the associations between financial capability factors, financial situation, and financial well-being. This report summarizes the results of the study and show evidence of a pathway to financial well-being.
Quarterly consumer credit trends: Telecommunications debt collection
Consumers typically pay for telecommunications services monthly, but most providers do not report to consumer reporting agencies unless an account is in collections. In this report, we explore how these debts are reported.
2018 Strategic Sustainability Performance Plan
The Bureau of Consumer Financial Protection's 2019-2020 Sustainability Implementation Plan provides information on the Bureau’s efforts to improve efficiency in operations and contribute to federal sustainability goals.
Data point: Final student loan payments and broader household borrowing
Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse.
Building Blocks to Help Youth Achieve Financial Capability: Measurement guide
The Building Blocks Measurement Guide provides a means of assessing young people’s progress toward acquiring the foundations of financial capability.
Page last modified @