Reports

We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.

Data point: Mortgage trends

This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).

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Financial report of the CFPB for fiscal year 2016

The financial report provides readers with the summary results of the BCFP’s operational activity and it is the principal statement of our accountability to the American people, the United States Congress, and the President of the United States.

Consumer education and empowerment To Congress

Published OCT 31, 2016

2016 Financial Literacy Annual Report

The 2016 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau's activities and strategy to improve the financial...

To Congress

Published OCT 17, 2016

Annual report of the CFPB student loan ombudsman 2016

This report highlights debt collection and servicing problems plaguing the federal programs designed to help defaulted student loan borrowers get on track...

To Congress

Published JUL 29, 2016

Plain Writing Act compliance report 2016

The CFPB's fifth annual Plain Writing Act Compliance Report is presented to fulfill the Bureau's statutory responsibilities...

To Congress

Published JUL 01, 2016

Semi-Annual Report Spring 2016

The CFPB presents this Semi-Annual Report to the President, Congress, and the American people in fulfillment of its...

To Congress

Published JUN 30, 2016

2016 Strategic Sustainability Performance Plan

The CFPB's Strategic Sustainability Performance Plan (SSPP) provides information on the Bureau's efforts to improve the...

To Congress

Published APR 28, 2016

Fair Lending Report 2015

We are committed to ensuring fair access to credit and eliminating discriminatory lending practices. This report describes our fair lending activities in...

To Congress

Published APR 01, 2016

No FEAR Act annual report for fiscal year 2015

The CFPB presents its Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No FEAR Act) Annual Report of Fiscal Year (FY) 2015.

Consumer complaint To Congress

Published APR 01, 2016

2015 Consumer Response annual report

We began consumer response operations on July 21, 2011 as the nation’s first federal agency specifically mandated to protect American consumers in the financial marketplace.

To Congress

Published MAR 22, 2016

Fair Debt Collection Practices Act Annual Report 2016

We’re pleased to submit to Congress our fifth annual report summarizing activities to administer the Fair Debt Collection Practices Act (“FDCPA”).

To Congress

Published FEB 12, 2016

Equal Employment Opportunity (EEO) program status report for fiscal year (FY) 2015

The attached report includes CFPB's activities undertaken pursuant to its EEO Program, a description of the internal assessments CFPB has conducted to...

To Congress

Published JAN 13, 2016

Consumer Financial Protection Bureau Independent Audit of Selected Operations and Budget, Fiscal Year 2015

In accordance with the Dodd-Frank Act, the CFPB orders an annual independent audit of the operations and budget of the Bureau.

To Congress

Published DEC 31, 2015

Report of the CFPB pursuant to section 1017(e)(4) of the Dodd-Frank Act

The Bureau is pleased to present this report to the Committees on Appropriations of the United States Senate and House of Representatives under Section...

To Congress

Published NOV 20, 2015

Semi-Annual Report Fall 2015

At the Bureau, we are deeply committed to achieving our mission as the nation's first federal agency whose sole focus is protecting consumers in the...

To Congress

Published NOV 16, 2015

Financial report fiscal year 2015

The financial report provides readers with the results of CFPB's operations to protect the rights of financial consumers and the results of CFPB's financial...

To Congress

Published OCT 29, 2015

2015 Financial literacy annual report

Empowering people to take more control over their economic lives is essential to our mission.

To Congress

Published AUG 03, 2015

Plain Writing Act compliance report 2015

We’ve adopted plain language as a core principle for all of our consumer-facing content.

To Congress

Published JUN 15, 2015

Semi-Annual Report Spring 2015

At the CFPB, we are the nation’s first federal agency whose sole focus is protecting consumers in the financial marketplace.

To Congress

Published APR 28, 2015

Fair Lending Report 2014

We've taken important strides over the last year in our efforts to protect consumers from credit discrimination and broaden access to credit, as we identify...

To Congress

Published APR 02, 2015

Equal Employment Opportunity (EEO) program status report for fiscal year (FY) 2014

We follow specific standards for maintaining affirmative employment programs and take steps to ensure that policies, practices, and procedures are conducted in an inclusive manner for employees and applicants.

To Congress

Published APR 01, 2015

No FEAR Act Annual Report for fiscal year 2014

The CFPB presents its Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No FEAR Act) Annual Report of Fiscal Year (FY) 2014.

To Congress

Published MAR 26, 2015

Fair Debt Collection Practices Act Annual Report 2015

We’re pleased to submit to Congress our fourth annual report summarizing activities to administer the Fair Debt Collection Practices Act (FDCPA).

To Congress

Published MAR 19, 2015

CFPB Independent Audit of Selected Operations and Budget, Fiscal Year 2014

In accordance with the Dodd-Frank Act, the CFPB orders an annual independent audit of the operations and budget of the Bureau.

To Congress

Published DEC 31, 2014

Report of the CFPB pursuant to section 1017(e)(4) of the Dodd-Frank Act

Pursuant to Section 1017(e)(4) of the Dodd-Frank Act, and our commitment to accountability and transparency, we are pleased to present this report to the...

To Congress

Published DEC 31, 2014

Growing our human capital: Annual report to Congress 2014

Here’s our report to Congress on training and workforce development, workplace flexibilities, and recruitment and retention at the CFPB.

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