I’m a veteran shopping for a mortgage. I want to use my VA home loan benefit, but some lenders have said they don’t offer VA loans. Can they do that?
Why is the title insurance premium on the Loan Estimate and Closing Disclosure different from the premium listed on the paperwork I received from the title insurance company? Am I being charged more?
I received a revised Loan Estimate from my lender showing a higher interest rate and increased closing costs. What does this mean?
My loan officer said that I need to express my —Intent to Proceed— in order for my mortgage loan application to move forward. What does that mean?
My loan officer says that I can't apply for a mortgage loan and receive a Loan Estimate until I can provide a copy of a signed purchase contract, is that correct?
I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the mortgage loan. Is this true?
I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct?
During my mortgage loan application process, I was given three or four different valuations. What do all the different valuations mean?
I received notice of an upcoming rate change on my adjustable-rate mortgage (ARM). Why did I receive this and what should I do now?
I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn’t meet the qualifications for help. Can I appeal?
I got a letter from my mortgage servicer about my application for help to prevent foreclosure of my mortgage. Can you help me understand some of the terms?
I was told I’m buying a home that was flipped and that I have to get a second appraisal. How does that work?
I saw an ad for a no-payment reverse mortgage from the Department of Veterans Affairs (VA). Is this legitimate?
