Skip to main content
An official website of the United States government
(855) 411-2372
Submit a Complaint
Search

I applied for a mortgage loan and my lender denied my application. What can I do?

You should request an explanation from your lender as to why your application was denied. The lender is required to provide you this explanation in writing if you request it, and must to give you copies of the credit score upon which the denial was based.

Don’t be discouraged. Another lender may approve you for a loan. 

In addition, you may want to examine your credit by obtaining a credit report at no cost to you if you have not already done so to make sure there are no mistakes. You may also want to talk to a U.S. Department of Housing and Urban Development (HUD)-approved housing counselor who can help you evaluate your ability to pay for a mortgage loan.

Don't see what you're looking for?

Browse related questions

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.