Debt collection basics

Can my bank or credit union charge me a fee for processing a garnishment if I receive Social Security or VA benefits?

How can I verify whether or not a debt collector is legitimate?

What should I do when a debt collector contacts me?

Should I get a payday loan if I need money now?

Can a creditor refer my account to a collection agency before my debt is due? Do I have to be told before a debt is turned in to collections?

Can a debt collection agency try to have me arrested over a debt collection?

Can I be personally responsible for paying my deceased relative's debts and can a debt collector contact me about those debts?

Am I responsible for my spouse’s debts after they die?

Does a person’s debt go away when they die?

What are debt settlement/debt relief services and should I use them?

What is credit counseling?

What's the difference between a credit counselor and a debt settlement or debt relief company?

Can a debt collector garnish my federal benefits?

Can a debt collector garnish my bank account or my wages?

What may happen if I ignore or avoid a debt collector?

Can a debt collector try to collect on a debt that was discharged in bankruptcy?

Can a debt collector increase the interest rate on a debt I owe?

How do I get a debt collector to stop contacting me?

What if I believe I do not owe the debt or I want more information about the debt?

What is an "unfair" practice by a debt collector?

Is there a limit to how many times a debt collector can call me?

What is an original creditor and what is the difference between an original creditor and a debt collector?

I was asked to co-sign financing for a car. What am I being asked to do and what does this mean for me?

What happens if I default on a federal student loan?

What are my options if a debt collection agency contacts me about my student loans?