Debt collection basics

How can I verify whether or not a debt collector is legitimate?

Should I get a payday loan if I need money now?

Can a debt collection agency try to have me arrested over a debt collection?

Can I be personally responsible for paying my deceased relative's debts and can a debt collector contact me about those debts?

Am I responsible for my spouse’s debts after they die?

Does a person’s debt go away when they die?

What is credit counseling?

Can a debt collector garnish my federal benefits?

What may happen if I ignore or avoid a debt collector?

What if I believe I do not owe the debt or I want more information about the debt?

What is an "unfair" practice by a debt collector?

Is there a limit to how many times a debt collector can call me?

I was asked to co-sign financing for a car. What am I being asked to do and what does this mean for me?

What happens if I default on a federal student loan?

What are my options if a debt collection agency contacts me about my student loans?

What is harassment by a debt collector?

Can debt collectors call me anytime they want, day or night?

What should I do if a creditor or debt collector sues me?

What is a debt collector and why are they contacting me?

Should I talk to a debt collector?

Should I share my personal information, including birth date and Social Security number, with a debt collector?

What is a “limited-content message?”

What's the difference between a credit counselor and a debt settlement or debt relief company?

Can a debt collector garnish my bank account or my wages?

Can a debt collector try to collect on a debt that was discharged in bankruptcy?