Debt collection basics

Should I talk to a debt collector?

Can I be personally responsible for paying my deceased relative's debts and can a debt collector contact me about those debts?

If someone dies owing a debt, does the debt go away when they die?

Can a debt collector garnish my bank account or my wages?

What does it mean to "default" on my private student loans?

What does it mean to "default" on my federal student loans?

What should I do when a debt collector contacts me?

How might the U. S. Department of Education collect payments from me?

Should I get a payday loan if I need money now?

How might a private student lender collect payments from me?