Debt collection basics

What's the difference between a credit counselor and a debt settlement or debt relief company?

Can a debt collector garnish my federal benefits?

Can a debt collector garnish my bank account or my wages?

What may happen if I ignore or avoid a debt collector?

Can a debt collector try to collect on a debt that was discharged in bankruptcy?

Can a debt collector increase the interest rate on a debt I owe?

How do I get a debt collector to stop contacting me?

What if I believe I do not owe the debt or I want more information about the debt?

What is an "unfair" practice by a debt collector?

Is there a limit to how many times a debt collector can call me?