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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report 2025 Financial Literacy Annual Report
Category: Office of Research Publication Debt Burdens Among Credit-Linked Consumers in the United States
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report College Banking Product Agreements and Data
Category: Report 2025 Private Education Loan Ombudsman Report
Category: Report The Consumer Credit Card Market
Category: Report 2025 College credit card agreements
Category: Report 2024 Financial Literacy Annual Report
Category: Report CFPB FY 2024 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report The Buy Now, Pay Later Market
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Press release 2024 HMDA Data on Mortgage Lending Now Available
Category: Press release CFPB Report Finds Cash-Out Mortgage Refinance Borrowers Improve Credit Scores
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Press release CFPB Research Reveals Heavy Buy Now, Pay Later Use Among Borrowers with High Credit Balances and Multiple Pay-in-Four Loans
Category: Press release CFPB Approves Application from Financial Data Exchange to Issue Standards for Open Banking
Category: Press release CFPB Finalizes Rule to Remove Medical Bills from Credit Reports
Category: Report College Banking and Credit Card Agreements
Category: Report Issue Spotlight: The High Cost of Retail Credit Cards
Category: Press release CFPB Takes Action on Bait-and-Switch Credit Card Rewards Tactics
Category: Report Data Spotlight: Credit card cash advance fees spike after legalization of sports gambling
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Press release CFPB Report Finds Significant Drop in Annual Mortgage Applications and Originations in 2023
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Press release CFPB Finalizes Rule on Federal Oversight of Popular Digital Payment Apps to Protect Personal Data, Reduce Fraud, and Stop Illegal “Debanking”
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Report Annual Report of the CFPB Student Loan Ombudsman
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Report State Consumer Privacy Laws and the Monetization of Consumer Financial Data
Category: Press release CFPB Report Details Carveouts for Financial Institutions in State Data Privacy Laws
Category: Director's statement Statement of Director Rohit Chopra on the CFPB’s Report on State Consumer Privacy Laws
Category: Press release CFPB Takes Action to Curb Unchecked Worker Surveillance
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Joint Field Hearing with the Department of Labor on Worker Tracking
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at Georgetown University’s DC Fintech Week
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Goldman Sachs and Apple Enforcement Press Call
Category: Press release CFPB Orders Apple and Goldman Sachs to Pay Over $89 Million for Apple Card Failures
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Federal Reserve Bank of Philadelphia on the Personal Financial Data Rights Rule
Category: Press release CFPB Finalizes Personal Financial Data Rights Rule to Boost Competition, Protect Privacy, and Give Families More Choice in Financial Services
Category: Speech Prepared Opening Remarks of CFPB Director Rohit Chopra at the Aspen Institute on Abuse and Misuse of Our Personal Data
Category: Press release CFPB Sues Horizon Card Services and CEO Robert Kane for Illegally Baiting, Gouging, and Trapping Families in High-Fee Credit Cards
Category: Press release CFPB Orders TD Bank to Pay $28 Million for Breakdowns that Illegally Tarnished Consumer Credit Reports
Category: Director's statement Statement of CFPB Director Rohit Chopra Regarding the Transportation Department's Probe Into Airline Rewards Programs
Category: Consumer advisories Consumer Advisory: Video games are targeting your children to get into your wallet
Category: Report Issue Spotlight: Cash-back Fees
Category: Report 2023 Financial Literacy Annual Report
Category: Consumer advisories Consumer advisory: Steer clear of costly and complex loans for solar energy installation
Category: Press release CFPB Joins Federal Regulators to Propose Rule to Standardize Data Submitted to Federal Financial Agencies
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Press release Agencies Issue Final Rule to Help Ensure Credibility and Integrity of Automated Valuation Models
Category: Press release CFPB and FHFA Release Updated Data from the National Survey of Mortgage Originations for Public Use
Category: Press release CFPB Extends Compliance Dates for Small Business Lending Rule
Category: Press release CFPB Takes Action Against Repeat Offender Freedom Mortgage Corporation for Violating Law Enforcement Order and for Housing Data Errors
Category: Press release CFPB Proposes to Ban Medical Bills from Credit Reports
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Ban of Medical Bills on Credit Reports
Category: Press release CFPB Launches Process to Recognize Open Banking Standards
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Buy Now, Pay Later Press Call
Category: Press release CFPB Takes Action to Ensure Consumers Can Dispute Charges and Obtain Refunds on Buy Now, Pay Later Loans
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra Regarding the Supreme Court’s Decision in CFPB v. CFSA
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Joint Hearing on Airline and Credit Card Rewards Programs
Category: Press release CFPB Report Highlights Consumer Frustrations with Credit Card Rewards Programs
Category: Press release CFPB Takes Action Against Chime Financial for Illegally Delaying Consumer Refunds
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report Banking in video games and virtual worlds
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the White House on Data Protection and National Security
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra for CBA Live
Category: Press release 2023 HMDA Data on Mortgage Lending Now Available
Category: Press release CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8
Category: Director's statement Statement of CFPB Director Rohit Chopra on the Final Rule to Close the Credit Card Late Fee Loophole
Category: Press release CFPB Issues Guidance to Rein in Rigged Comparison-Shopping Results for Credit Cards and Other Financial Products
Category: Director's statement CFPB Director Rohit Chopra Releases a Statement in Response to President Biden’s Executive Order To Protect Americans’ Sensitive Personal Data
Category: Press release CFPB Report Finds Large Banks Charge Higher Credit Card Interest Rates than Small Banks and Credit Unions
Category: Report Credit card data: Small issuers offer lower rates
Category: Press release CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on Overdraft Lending Press Call
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2023 College banking and credit card agreements
Category: Press release CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Testimony Opening Statement of Director Rohit Chopra before the Senate Committee on Banking, Housing, and Urban Affairs
Category: Testimony Opening Statement of Director Rohit Chopra before the House Committee on Financial Services
Category: Press release CFPB Orders Bank of America to Pay $12 Million for Reporting False Mortgage Data
Category: Report The CFPB Language Access Plan for consumers with limited English proficiency
Category: Press release CFPB Orders Citi to Pay $25.9 Million for Intentional, Illegal Discrimination Against Armenian Americans
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on Press Call for CFPB’s Enforcement Action against Citi for Illegal Discrimination Targeting Armenian-Americans
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra at the Global Financial Innovation Network’s Annual General Meeting
Category: Press release CFPB Proposes New Federal Oversight of Big Tech Companies and Other Providers of Digital Wallets and Payment Apps
Category: Report The Consumer Credit Card Market
Category: Press release CFPB Report Finds Credit Card Companies Charged Consumers Record-High $130 Billion in Interest and Fees in 2022
Category: Press release CFPB Proposes Rule to Jumpstart Competition and Accelerate Shift to Open Banking
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Personal Financial Data Rights Rule
Category: Press release CFPB Sues Repeat Offender Freedom Mortgage Corporation for Providing False Information to Federal Regulators
Category: Press release CFPB Mortgage Report Finds Jumps in Closing Costs and Denials for Insufficient Income, Growing Proportion of Cash-Out Refinances
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Director's statement Statement of CFPB Director Rohit Chopra on Mortgage Market Activity and Trends
Category: Press release CFPB Issues Guidance on Credit Denials by Lenders Using Artificial Intelligence
Category: Press release CFPB Report Shows Workers Face Risks from Employer-Driven Debt
Category: Press release CFPB Takes Action Against Bank of America for Illegally Charging Junk Fees, Withholding Credit Card Rewards, and Opening Fake Accounts
Category: Press release CFPB, U.S. Department of Health and Human Services, and U.S. Department of Treasury Launch Inquiry into Costly Credit Cards and Loans Pushed on Patients for Health Care Costs
Category: Press release FFIEC Announces Availability of 2022 Data on Mortgage Lending
Category: Press release Agencies Request Comment on Quality Control Standards for Automated Valuation Models Proposed Rule

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