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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release CFPB Mortgage Report Finds Jumps in Closing Costs and Denials for Insufficient Income, Growing Proportion of Cash-Out Refinances
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Director's statement Statement of CFPB Director Rohit Chopra on Mortgage Market Activity and Trends
Category: Press release CFPB Issues Guidance on Credit Denials by Lenders Using Artificial Intelligence
Category: Op-ed | Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Better Markets Conference on the 15th Anniversary of the Collapse of Lehman Brothers and the Onset of the Global Financial Crisis
Category: Op-ed | Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at The Mortgage Collaborative National Conference
Category: Press release CFPB Orders Leasing Company Tempoe to Provide $36 Million in Penalties and Relief for Tricking Consumers and Hiding Contract Terms
Category: Press release Agencies to Host Roundtable on Special Purpose Credit Programs
Category: Press release CFPB Report Shows Workers Face Risks from Employer-Driven Debt
Category: Press release CFPB, U.S. Department of Health and Human Services, and U.S. Department of Treasury Launch Inquiry into Costly Credit Cards and Loans Pushed on Patients for Health Care Costs
Category: Office of Research Publication Consumer Finances in Rural Areas of the Southern Region
Category: Report Banking and Credit Access in the Southern Region of the U.S
Category: Press release CFPB Releases Reports on Banking Access and Consumer Finance in Southern States
Category: Blog The CFPB has entered the chat
Category: Report Chatbots in consumer finance
Category: Report Chatbots in consumer finance
Category: Press release CFPB Issue Spotlight Analyzes “Artificial Intelligence” Chatbots in Banking
Category: Press release CFPB analiza papel de Inteligencia Artificial en la banca
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the 2023 American Economic Liberties Project Anti-Monopoly Summit
Category: Report Medical Credit Cards and Financing Plans
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Press release CFPB Issues Rule to Facilitate Orderly Wind Down of LIBOR
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Completing the LIBOR Transition
Category: Blog Office of Research blog: Who gets sued in civil courts? Civil judgments are not evenly distributed
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Speech Director Chopra’s Prepared Remarks on the Interagency Enforcement Policy Statement on “Artificial Intelligence”
Category: Speech Prepared Remarks of Director Rohit Chopra at the April 2023 Financial Literacy and Education Commission
Category: Press release CFPB and Federal Partners Confirm Automated Systems and Advanced Technology Not an Excuse for Lawbreaking Behavior
Category: Press release CFPB Finalizes Rule to Create a New Data Set on Small Business Lending in America
Category: Speech Director Chopra’s Remarks at the NCRC Just Economy Conference
Category: Press release La CFPB Finaliza Normativa para Crear un Nuevo Conjunto de Datos para el Crédito a la Pequeña Empresa en el País
Category: Press release CFPB Mejora Herramienta para Promover Competencia y Comparación de Tarjetas de Crédito
Category: Press release CFPB Enhances Tool to Promote Competition and Comparison Shopping in Credit Card Market
Category: Speech Deputy Director Martinez’s Prepared Remarks at the Consumer Law Scholars Conference
Category: Report Issue Spotlight: Public Benefits Delivery & Consumer Protection
Category: Blog Why the largest credit card companies are suppressing actual payment data on your credit report
Category: Blog Por qué las grandes compañías emisoras de tarjetas de crédito suprimen datos reales de pagos en su informe de crédito
Category: Press release CFPB Proposes Rule to Rein in Excessive Credit Card Late Fees
Category: Director's statement Director Chopra’s Remarks on Press Call for Credit Card Late Fees NPRM
Category: Press release La CFPB Propone Normativa para Frenar el Cobro de Excesivas Penalidades por Atraso con Tarjetas de Crédito
Category: Blog Office of Research blog: Credit score transitions during the COVID-19 pandemic
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Director's statement Statement of CFPB Director Rohit Chopra on the 2022 Annual Report of the Financial Stability Oversight Council
Category: Blog CFPB seeks further public input on big tech payment platforms
Category: Blog Estamos buscando más información del público sobre las plataformas de pago de las compañías “big tech”
Category: Speech Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, at the FDIC Advisory Committee on Economic Inclusion Meeting
Category: Speech Director Chopra’s Prepared Remarks at Money 20/20
Category: Blog Mortgage Borrowers Can Challenge Inaccurate Appraisals Through the Reconsideration of Value Process
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Speech Director Chopra’s Prepared Remarks at the 2022 National Association of Attorneys General Presidential Summit
Category: Press release CFPB Warns that Digital Marketing Providers Must Comply with Federal Consumer Finance Protections
Category: Blog New risks emerge as line between payments and commerce blurs
Category: Blog CFPB recognizes national whistleblower day
Category: Blog Long hold times or excellent care? Tell us about the customer service at your bank or credit union!
Category: Blog Using special purpose credit programs to serve unmet credit needs
Category: Report Credit Card Line Decreases
Category: Blog New report explores the impact of credit card line decreases on consumers
Category: Op-ed | Category: Speech Deputy Director Zixta Martinez’s Prepared Remarks at the FDIC Meeting of the Advisory Committee on Economic Inclusion
Category: Blog Identifying and addressing the financial needs of immigrants
Category: Press release CFPB Helps Survivors Mitigate the Financial Consequences of Human Trafficking
Category: Press release CFPB Launches Inquiry into Practices that Leave Workers Indebted to Employers
Category: Press release CFPB Issues Order to Terminate Upstart No-Action Letter
Category: Blog Credit disputes: getting a clear statement of results from your furnisher
Category: Blog Support Spanish-speaking customers with Spanish-language disclosures
Category: Blog Exams lead to remediation for private loan servicers’ unfair practices
Category: Press release CFPB Invokes Dormant Authority to Examine Nonbank Companies Posing Risks to Consumers
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Press release CFPB Releases Report on Financial Challenges Facing Rural Communities
Category: Press release CFPB Seeks to Halt Negative Credit Reporting for Survivors of Human Trafficking
Category: Blog Helping borrowers hold mortgage servicers accountable
Category: Blog CFPB Extends Opportunity for Public to Provide Input on Junk Fees
Category: Blog New effort focused on financial issues facing rural communities
Category: Blog Report illustrates how the big three credit reporting companies are giving consumers the runaround
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Press release Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Op-ed | Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Junk Fees RFI Press Call
Category: Report CFPB Report on Diversity and Inclusion within Financial Services
Category: Blog CFPB releases report on diversity and inclusion within financial services
Category: Director's statement Statement by CFPB Director Rohit Chopra on HUD Guidance on Special Purpose Credit Programs
Category: Press release CFPB Finds Credit Report Disputes Far More Common in Majority Black and Hispanic Neighborhoods
Category: Press release CFPB Orders Tech Giants to Turn Over Information on their Payment System Plans
Category: Press release Consumer Financial Protection Bureau Issues Report Finding a Continued Decline in College Credit Card Agreements in 2020
Category: Blog Did you get a notice that your student loans are transferring to a new servicer? Learn more about what this means for you
Category: Press release CFPB Proposes Rule to Shine New Light on Small Businesses’ Access to Credit
Category: Speech Remarks of Acting Director Dave Uejio at the Press Call on the Small Business Lending Proposed Rule
Category: Speech Prepared Remarks of Acting Director Dave Uejio at the NFHA’s Virtual Forum on Special Purpose Credit Programs
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Blog Credit card use is still declining compared to pre-pandemic levels
Category: Press release CFPB Finds Credit Applications Have Mostly Recovered to Pre-Pandemic Levels
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Blog Trends in Reported Assistance on Consumers’ Credit Records
Category: Blog Delinquencies on credit accounts continue to be low despite the pandemic
Category: Blog HMDA Threshold Report Blog
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey