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CFPB Director and FDIC Board Member Rohit Chopra’s statement on the amended Deposit Insurance Fund restoration plan and notice of proposed rulemaking regarding revised deposit insurance assessment rates.

The CFPB’s latest list of consumer reporting companies gives you the details you need to obtain your reports so you can review your data and take more control over your financial life.

If your home is damaged, your home insurance company sends out an adjuster to look at the damage.

The joint investigation concerned deceptive telemarketing and sales tactics used by Discover to mislead consumers into paying for various credit card...

This number tells you the total amount of money you will have paid over the life of your mortgage.

Request your consumer reports using our list of consumer reporting companies. Your consumer reporting data affects your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life to reach your financial and personal goals.

Money on some prepaid cards can be insured by the FDIC, in case the bank that issued the card fails. When you shop for or receive a prepaid card, look at the fee disclosure information for a sentence that says, “Your funds are eligible for FDIC insurance.”

A finance charge is the total amount of interest and loan charges you would pay over the entire life of the mortgage loan.

Yes. There are specialty consumer reporting agencies that collect and report information about the insurance claims you have made on your property and casualty insurance policies, such as your homeowners and auto policies. They may also collect and report on your driving record.

Force-placed insurance was a noteworthy facet of the foreclosure crisis in 2007-2008, and remains a continuing risk for homeowners. The CFPB is responsible for enforcing mortgage servicing rules related to force-placed insurance.

Get answers to frequently asked auto loan questions.

Understand key terms related to auto loans in English.

When do representations involving the name or logo of the Federal Deposit Insurance Corporation (FDIC) or about deposit insurance constitute a deceptive act or practice in violation of the Consumer Financial Protection Act (CFPA)?

Homeowners insurance might get more expensive, or not be renewed at all. Mortgage borrowers can take steps to find more affordable options.

Assistant Director, Research

Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get.

The CFPB filed complaints and proposed consent orders against four national mortgage insurance companies in order to stop these practices, which have been...

The government’s promise that insured deposits will be protected from loss in the event of a bank failure has been the backbone of banking system stability for 90 years. The Federal Deposit Insurance Corporation’s stewardship of the Deposit Insurance Fund is vital to keeping that promise and maintaining the public’s confidence.

You're not necessarily being charged more if the amounts on your loan forms are different from your title insurance paperwork.

Collects information about medical conditions and hazardous avocations. It reports this information to life and health insurance companies with your authorization to assess risk and eligibility during the underwriting of individual (rather than as a member of a group) life, health, disability income, critical illness, and long-term care insurance policies. MIB, Inc. is a subsidiary of MIB Group, Inc.