about medical conditions and hazardous avocations with your authorization.
Contact this company to request your report
- The company will provide one free report every 12 months if you request it.
- Requesting copies of your own consumer reports does not hurt your credit scores.
- For companies required to provide the information in your report for free annually upon request, they must do so within fifteen days of receiving your request.
How to use this report
MIB, Inc. reports information to life and health insurance companies to assess your risk and eligibility during the underwriting of individual life, health, disability income, critical illness, and long-term care insurance policies.
Generally, you will not have an MIB consumer report unless you applied for individually underwritten life or health insurance at an MIB member insurance company within the past seven years.
Fact-check your medical specialty report before or when applying for private life, health, critical illness, long-term care or disability income insurance.
How to dispute the information in your report
If you find information in your consumer report that you believe is inaccurate or incomplete, you have the legal right to dispute the report’s content with the consumer reporting company and the company that shared the information to the reporting company, such as your lender. Under the FCRA, companies must conduct – free of charge – a reasonable investigation of your dispute. The company that has provided the incorrect information must correct the error, and notify all of the consumer reporting companies to whom it provided the inaccurate information.