David Eghbali
The CFPB took action against a former Wells Fargo employee for an illegal mortgage-fee-shifting scheme.
Enforcement actions
When we take an enforcement action against an entity or person we believe has violated the law, we will post court documents and other related materials here.
The Bureau may enforce the law by filing an action in federal district court or by initiating an administrative adjudication proceeding. Administrative proceedings are conducted by an Administrative Law Judge, who holds hearings and issues a recommended decision. Proceedings are conducted in accordance with the Rules of Practice for Adjudication Proceedings .
Hudson City Savings Bank, F.S.B.
The Bureau and the Department of Justice (DOJ) announced a joint action against Hudson City Savings Bank for discriminatory redlining practices that denied...
Residential Credit Solutions, Inc.
CFPB took action against Residential Credit Solutions, Inc. for blocking consumers’ attempts to save their homes from foreclosure.
Paymap, Inc.
CFPB took action today against Paymap Inc. and LoanCare, LLC for deceiving consumers with advertisements for a mortgage payment program that promised tens...
LoanCare LLC.
CFPB took action today against Paymap Inc. and LoanCare, LLC for deceiving consumers with advertisements for a mortgage payment program that promised tens...
Guarantee Mortgage Corporation
CFPB ordered a California mortgage bank, Guarantee Mortgage Corporation, to pay a civil penalty of $228,000 for paying its branch managers based, in...
RPM Mortgage, Inc. and Erwin Robert Hirt
The Bureau filed a complaint in federal district court against RPM Mortgage, Inc. and its CEO, Erwin Robert Hirt, for illegally paying bonuses and higher...
Provident Funding Associates, L.P.
The Bureau and the Department of Justice (DOJ) filed a joint complaint against Provident Funding Associates for charging higher broker fees on mortgage...
Nationwide Biweekly Administration, Inc., Loan Payment Administration LLC, and Daniel S. Lipsky
On May 11, 2015, the Bureau filed a complaint against Nationwide Biweekly Administration, Inc., Loan Payment Administration LLC, and Daniel S. Lipsky alleging that they engaged in abusive and deceptive acts and practices in violation of the Consumer Financial Protection Act (CFPA) and the Telemarketing Sales Rule (TSR) regarding a mortgage payment product known as the “Interest Minimizer Program,” or IM Program.
International Land Consultants, Inc., Rocco Toscano, Joseph Mazzucco, James Vincent, and James Tague
CFPB took action against a land-development company, International Land Consultants, Inc., and several individuals involved in a Tennessee property...
Genuine Title, LLC; Brandon Glickstein; Gary Klopp; Adam Mandelberg; William J. Peterson, III; Angela Pobletts; Jay Zukerberg; All County Settlements, LLC; BTS Management and Consulting, LLC; Carroll Abstracts, Inc.; MARC, LLC; Mortgage Services, LLC; and
On April 29, 2015, the Bureau and the State of Maryland filed a lawsuit against Genuine Title, LLC, a title company, its principals, and several loan...
Green Tree Servicing, LLC
The Bureau and the Federal Trade Commission (FTC) took action against Green Tree Servicing, LLC, for mistreating mortgage borrowers who were trying to save...
R M K Financial Corporation d/b/a Majestic Home Loans
On April 9, 2015, the CFPB issued an order against RMK Financial Corporation for deceptive mortgage advertising practices and failure to comply with the...
Flagship Financial Group, LLC
CFPB took action against three reverse mortgage lenders, All Financial Services, Flagship Financial Group and American Preferred Lending, for misleading...
American Preferred Lending, Inc.
CFPB took action against three reverse mortgage lenders, All Financial Services, Flagship Financial Group and American Preferred Lending, for misleading...
All Financial Services, LLC
The Bureau took action against three reverse mortgage lenders, All Financial Services, Flagship Financial Group and American Preferred Lending for...
New Day Financial, LLC
On February 10, 2015, the Bureau issued an order against New Day Financial, LLC (NewDay), a Maryland-based, nonbank mortgage lender owned by Chrysalis Holdings, a private company focused on originating refinance mortgage loans guaranteed by the United States Department of Veterans Affairs.
JPMorgan Chase Bank, N.A.
CFPB and the Maryland Attorney General took action against Wells Fargo and JPMorgan Chase for an illegal marketing-services-kickback scheme they...
Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., Elaine Oliphant Cohen, and Todd Cohen
CFPB and the Maryland Attorney General took action against Wells Fargo and JPMorgan Chase for an illegal marketing-services-kickback scheme they...
Wells Fargo Bank, N.A.
CFPB and the Maryland Attorney General took action against Wells Fargo and JPMorgan Chase for an illegal marketing-services-kickback scheme they...
Franklin Loan Corporation
CFPB ordered a California mortgage lender, Franklin Loan Corporation, to pay $730,000 for giving its employees illegal bonuses for steering consumers into...
Lighthouse Title, Inc.
CFPB ordered Lighthouse Title, a Michigan title insurance agency, to pay $200,000 for illegal quid pro quo referral agreements.
Flagstar Bank, F.S.B.
CFPB took action against Michigan-based Flagstar Bank for violating the CFPB's new Mortgages rules by illegally blocking borrowers' attempts to save their...
Amerisave Mortgage Corp., Novo Appraisal Management Co., and Patrick Markert
CFPB took action against Amerisave Mortgage Corporation, its affiliate, Novo Appraisal Management Company, and the owner of both companies, Patrick Markert...
The Mortgage Law Group, LLP d/b/a The Law Firm of Macey, Aleman & Searns, Consumer First Legal Group LLC, Thomas G. Macey, Jeffrey J. Aleman, Jason Searns, and Harold E. Stafford
On July 22, 2014, the Bureau filed a complaint against The Mortgage Law Group, LLP (TMLG), the Consumer First Legal Group, LLC (CFLG), and attorneys Thomas Macey, Jeffrey Aleman, Jason Searns, and Harold Stafford.