Skip to main content

Preparing, recovering, and rebuilding after disasters and emergencies

A guide to handling your finances if you are preparing for, recovering from or rebuilding after a hurricane, tornado, earthquake, or other disaster.

This guide focuses on your finances

If you need information on your physical safety before, during and after an emergency visit the Federal Emergency Management Agency’s (FEMA) ready.gov site.

Clipboard

Prepare your finances for a natural disaster or other emergency

Make a plan. Spending time to document your financial information and contact numbers before a disaster or emergency will save you time and stress if you have to recover from a natural disaster.

Comment bubbles

Recover and protect your money after a natural disaster or other emergency

Take care of your most urgent financial issues. If you can’t access your money or pay your bills after a disaster you’ll want to contact your lenders, creditors, and banks to let them know your situation. You’ll also want to find places that can provide financial assistance.

Toolbox

Rebuild your home, property, and credit after a natural disaster or other emergency

Watch out for scams and fraud. You have a lot on your plate if your home or other property was damaged after a natural disaster or emergency, so be sure to work with people you can trust. You’ll also need to check your credit to make sure that arrangements made with your creditors are reported accurately.