Skip to main content

Equifax data breach settlement

In September 2017, Equifax announced a breach that exposed the personal data of approximately 147 million people. If your data was impacted, under a legal settlement, you may claim free services and payments.    

If your data was impacted, claim your free services

Submit your claim online or by mail

For more information, to see whether you are eligible, and to claim the benefits described on this page, use the online form. Or, print out the form to submit by mail.

Sign up for free services

You can get ten years of free credit monitoring: at least four years of three-bureau monitoring, and up to six years of single-bureau monitoring. Or, claim up to $125 if you have different credit monitoring. You may receive substantially less than $125, depending on the number of claims filed. 

Request more free credit reports

You can get six free credit reports from Equifax in a 12-month period, for seven years beginning January 2020. These are in addition to the free reports you’re already entitled to under the law.

Get free help with identity theft

You can get free identity restoration services if someone steals your identity or you experience fraud.

You may also claim reimbursement

Request repayments for money you spent

You can request reimbursement if you spent money, for example:

  • For certain Equifax products before the breach
  • To freeze or unfreeze your credit
  • For credit monitoring services
  • Dealing with fraud or identity theft after the breach

Request payment for time you spent

You can request payment if you spent time, for example:

  • Placing credit freezes
  • Buying credit monitoring services
  • Dealing with fraud or identity theft after the breach