Credit reports and scores basics

My credit card statement now has a credit score. What does this mean?

How can I find out what’s in my medical payment history?

Do auto and homeowners insurance companies share my information about claims and policies?

My bank or credit union closed my checking account. Will this hurt my credit?

Does my history of paying utility bills, like telephone, cable, electricity, or water, go in my credit report?

What are specialty consumer reporting agencies and what kind of information do they collect?

If I dispute a debt, how does that show up on my credit report?

Why are some of my debts not showing up on my credit report?

How do I find a credit counselor?

What does it mean to put a security freeze on my credit report?