Suggested search terms:
Browse answers to hundreds of financial questions. Ask CFPB
Have an issue with a financial product? Submit a complaint
Order free brochures
No. If you do not individually qualify, the creditor such as a lender or broker may request a co-signer, guarantor, endorser, or similar party.
Your spouse may function as this additional party. But a lender or broker cannot require that it be your spouse.
We've built tools to help you understand the mortgage process and compare options.
Visit our "Buying a House" guide
Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.