Mortgages basics

I heard about the new Federal Housing Authority refinancing option with reduced fees. Can you tell me more about it?

I've heard about something called the HOPE(TM) Hotline. What's that?

What fees can my lender charge if I take out a HELOC?

What is the difference between a Home Equity Loan and a Home Equity Line of Credit?

Do I need an attorney or anyone else to represent me when closing on a mortgage?

How much does it cost to receive a Loan Estimate?

What is mortgage insurance and how does it work?

If I am considering an adjustable-rate mortgage (ARM), what should I look out for in the fine print?

On a mortgage, what’s the difference between my principal and interest payment and my total monthly payment?

I’m about to close on a mortgage. What are the key steps I can expect in the mortgage closing process?