Mortgages basics

Are condo/co-op fees or homeowners’ association dues included in my monthly mortgage payment?

What fees or charges are paid when closing on a mortgage and who pays them?

I am a servicemember or veteran and I have decided to purchase a home. How do I know if a VA loan is the right fit for me?

If I take out a Home Equity Line of Credit/HELOC, how much can I borrow?

What happens if the company that I send my mortgage payments to changes?

Where can I get money for a down payment on a home mortgage?

What kind of down payment do I need? How does the amount of down payment I make affect the terms of my mortgage loan?

My lender offered me a home equity line of credit (HELOC). What is a HELOC?

What is an option or payment-option ARM?

What exactly happens when a mortgage lender checks my credit?