Mortgages know your rights

Can a lender make me provide documents like my W-2 or pay stub in order to give me a Loan Estimate?

What should I do if the house or apartment I’m renting goes into foreclosure?

The seller told me I have to purchase title insurance from a particular company or they won't sell me the house. Can they do this?

Can my final mortgage costs increase from what was on my Loan Estimate?

What is covered under the Military Lending Act?

What is the ability-to-repay rule?

When do I get a Closing Disclosure?

My mortgage lender told me it was exempt from the ability-to-repay mortgage rule. Is this true?

My lender says it can't lend to me because of a limit on points and fees on loans. Is this true?

Does my mortgage servicer have to help me avoid foreclosure?

I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn't meet the qualifications for help. Can I appeal?

At the mortgage loan closing, do I have to sign if I don't like the terms?

Can I change my mind after I sign the loan closing documents for my second mortgage or refinance? What is the "right of rescission?"

How long do I have to rescind? When does the right of rescission start?

Can I ever waive my right to rescind on my mortgage loan?

My lender or broker never provided me with the notice of a right to rescind for a mortgage loan. What can I do?

Are there situations where I would not have a right of rescission?

Do I have the right to receive a copy of my home appraisal?

I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct?

I recently inherited a house. The mortgage lender said it's required to determine my "ability to repay" before it will let me take over the mortgage loan. Is this true?

What happens if my mortgage is sold? Is my loan safe?

I received a revised Loan Estimate from my lender showing a higher interest rate and increased closing costs. What does this mean?

When can I remove private mortgage insurance (PMI) from my loan?

Can I be charged a penalty for paying off my mortgage early?

I mailed my mortgage payment before it was due but my servicer received it after the due date and charged me a late fee. Can my servicer do this?