Mortgages know your rights

What was the National Mortgage Settlement?

Are there any different requirements for same-sex spouses jointly applying for a VA Loan?

I’m a veteran shopping for a mortgage. I want to use my VA home loan benefit, but some lenders have said they don’t offer VA loans. Can they do that?

What are my rights as a servicemember under the Equal Credit Opportunity Act? Can a creditor refuse to extend credit to me just because I’m a servicemember?

I received a revised Loan Estimate from my lender showing a higher interest rate and increased closing costs. What does this mean?

I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the mortgage loan. Is this true?

I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct?

I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn’t meet the qualifications for help. Can I appeal?

Does my mortgage servicer have to help me avoid foreclosure?

My lender says it can't lend to me because of a limit on points and fees on loans. Is this true?

My mortgage lender told me it was exempt from the ability-to-repay mortgage rule. Is this true?

What is the ability-to-repay rule? Why is it important to me?

What types of loans are covered under the Military Lending Act?

What should I do if the house or apartment I’m renting goes into foreclosure?

Where can I find more information about HARP, and what is HARP 2.0?

What is a Truth-in-Lending Disclosure? When do I get to see it?

Does a creditor have to consider my part-time or retirement income?

Can a creditor ask me about the alimony, child support, or separate maintenance payments that I or my co-signer receive?

If I need to have a co-signer, can a lender or broker require that it be my spouse?

My lender or broker said that my spouse had to co-sign my mortgage loan. Is this right?

I got divorced, and my lender terminated my home equity line of credit. Can they do that?

I am not married but want to submit a joint application for a mortgage or home equity loan with another person. Can we be treated differently from married joint applicants?

Does a lender or broker have to consider my part-time or retirement income?

I want to apply for a mortgage or home equity loan. Can a lender or broker ask me about my children or dependents?

Can a lender or broker ask me about the alimony, child support, or separate maintenance payments that I receive?