Mortgages know your rights

Are there any different requirements for same-sex spouses jointly applying for a VA Loan?

What are my rights as a servicemember under the Equal Credit Opportunity Act? Can a creditor refuse to extend credit to me just because I’m a servicemember?

I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the mortgage loan. Is this true?

I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct?

I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn’t meet the qualifications for help. Can I appeal?

Does my mortgage servicer have to help me avoid foreclosure?

My lender says it can't lend to me because of a limit on points and fees on loans. Is this true?

My mortgage lender told me it was exempt from the ability-to-repay mortgage rule. Is this true?

What is the ability-to-repay rule? Why is it important to me?

What should I do if the house or apartment I’m renting goes into foreclosure?

Where can I find more information about HARP, and what is HARP 2.0?

What is a Truth-in-Lending Disclosure? When do I get to see it?

Can I change my mind after I sign the loan closing documents for my second mortgage or refinance? What is the "right of rescission?"

How long do I have to rescind? When does the right of rescission start?

I want to apply for a mortgage or home equity loan. Can a lender or broker ask me about my children or dependents?

Are there situations where I would not have a right of rescission?

What happens if my mortgage is sold? Is my loan safe?

When do I get a Closing Disclosure?

I've been contacted by a mortgage relief company. Is there anything that these companies have to tell me?

Do I have the right to receive a copy of my home appraisal?

My lender or servicer advised me to stop making payments on my mortgage loan so I could qualify for a loan modification. What can I do?

What was the National Mortgage Settlement?

What types of loans are covered under the Military Lending Act?

I’m a veteran shopping for a mortgage. I want to use my VA home loan benefit, but some lenders have said they don’t offer VA loans. Can they do that?

A mortgage lender gave me a higher interest rate than I should have gotten based on my creditworthiness. What can I do if I think the lender discriminated against me?