Mortgages know your rights

Does a lender or broker have to consider my part-time or retirement income?

Can a lender or broker consider my sex or marital status when deciding whether to give me a mortgage or home equity loan?

Can a lender or broker ask me about my race, color, religion, national origin, or sex?

A mortgage lender gave me a higher interest rate than I should have gotten based on my creditworthiness. What can I do if I think the lender discriminated against me?

Is there any way I can see copies of the documents I will be signing at the closing beforehand?

I’m a veteran shopping for a mortgage. I want to use my VA home loan benefit, but some lenders have said they don’t offer VA loans. Can they do that?

I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the mortgage loan. Is this true?

If I need to have a co-signer, can a lender or broker require that it be my spouse?

My lender or broker said that my spouse had to co-sign my mortgage loan. Is this right?

A person I hired to help with my mortgage advised me to stop making payments on my mortgage loan so I could qualify for a loan modification. Do I have to do this?