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About us

We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

If I dispute a debt, does that mean it will stay on my credit report longer?

No. If you contact a credit bureau to challenge the accuracy of any debt in your file, it will not extend the period of time the debt can be reported by the bureau, which is fixed by law.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.