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About us

We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

I receive numerous credit card offers in the mail. Will these offers damage my credit score?

Answer:

No. The offers themselves do not affect your credit score.

However, applying for a credit card that is offered could affect your score. Your credit score could be negatively affected by the number of cards you’ve applied for, how recently, and how frequently you apply.

You can opt out of receiving many of these card offers.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.