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I want to close my credit card account. What should I do?

In general, you should be able to close your account by calling the credit card company and following up with a written notice. If you still have a balance when you close your account, you are required to pay off any balance on schedule. The card company is allowed to charge interest on the amount you still owe.

Your cardholder agreement may give you any other details on how to close your account. You should be able to find a copy of the agreement on your card company’s website, and you can request a copy from your card company if it is not there. If you have any questions, you should contact your card company.

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