I’ve seen a lot of advertisements for companies that consolidate credit card debt. Are these legitimate?
My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?
If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?
My bank/credit union offered to link my checking account to a savings account, a line of credit, or a credit card to cover overdrafts. How does this work?
I want to sue the card issuer that issued my credit card, but they tell me I have to use arbitration. Is that right?
Can my card issuer change my credit card from a MasterCard to a Visa - or from a gas card/department store card to a MasterCard?