I’ve seen a lot of advertisements for companies that consolidate credit card debt. Are these legitimate?
My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?
I want to sue the card issuer that issued my credit card, but they tell me I have to use arbitration. Is that right?
Can my credit card company charge a fee based on how I paid my bill, such as for making a payment over the phone?
What is a balance transfer fee? Can a balance transfer fee be charged on a zero percent interest rate offer?
Can my credit card company charge me a fee for using a convenience check if the interest rate on the check is zero percent?
I paid off my entire bill when it was due last month and still got charged interest. How can that be?
A box on my credit card bill says that I will pay off the balance in three years if I pay a certain amount. What does that mean? Do I have to pay that much? If I pay that much and make new purchases will I still owe nothing after three years?
What do I do if I think there may be additional unauthorized charges made after I reported my credit card lost or stolen?
