My bank/credit union offered to link my checking account to a savings account, a line of credit, or a credit card to cover overdrafts. How does this work?
If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?
Can the card issuer request information about my income, my age, and my Social Security Number when I apply for a credit card?
What is an annual percentage rate (APR) and why is it higher than the interest rate for my payday loan?
I’ve seen a lot of advertisements for companies that consolidate credit card debt. Are these legitimate?
A box on my credit card bill says that I will pay off the balance in three years if I pay a certain amount. What does that mean? Do I have to pay that much? If I pay that much and make new purchases will I still owe nothing after three years?
If I pay off my credit card balance when it is due, is the company allowed to charge me interest for that month?
