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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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Can a card issuer consider whether I receive government assistance when deciding whether to issue a credit card to me?


A card issuer cannot discriminate against you because you receive public assistance income.

Like all other forms of income, the issuer can consider the likelihood that the income will continue in evaluating your creditworthiness. A card issuer may consider issues relating to, for example, whether you will continue to meet the eligibility requirements for receiving benefits.

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