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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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218 filtered results
Category Title Date published
Category: Office of Research Publication Debt Burdens Among Credit-Linked Consumers in the United States
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report College Banking Product Agreements and Data
Category: Report The Consumer Credit Card Market
Category: Report 2025 College credit card agreements
Category: Report CFPB FY 2024 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Press release Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
Category: Press release Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
Category: Report The Buy Now, Pay Later Market
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Press release CFPB Amends Wise Order for Remittance Practices
Category: Press release 2024 HMDA Data on Mortgage Lending Now Available
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Report College Banking and Credit Card Agreements
Category: Report Issue Spotlight: The High Cost of Retail Credit Cards
Category: Report Data Spotlight: Credit card cash advance fees spike after legalization of sports gambling
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Report Annual Report of the CFPB Student Loan Ombudsman
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Report State Consumer Privacy Laws and the Monetization of Consumer Financial Data
Category: Report Issue Spotlight: Costs of Electronic Payments in K-12 Schools
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report Banking in video games and virtual worlds
Category: Report Credit card data: Small issuers offer lower rates
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2023 College banking and credit card agreements
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Report State Community Reinvestment Acts: Summary of state laws
Category: Report The Consumer Credit Card Market
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Report Big Tech's Role in Contactless Payments: Analysis of Mobile Device Operating Systems and Tap-to-Pay Practices
Category: Report Banking and Credit Access in the Southern Region of the U.S
Category: Report Chatbots in consumer finance
Category: Report Chatbots in consumer finance
Category: Report Issue Spotlight: Analysis of Deposit Insurance Coverage on Funds Stored Through Payment Apps
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Report Medical Credit Cards and Financing Plans
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Report 2022 Consumer Response annual report
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending rulemaking
Category: Report User testing for sample data collection form for the small business lending final rule
Category: Report Issue Spotlight: Public Benefits Delivery & Consumer Protection
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Report Servicemember reports about identity theft are increasing
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Report Complaint Bulletin: An analysis of consumer complaints related to crypto-assets
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Report 2022 College banking and credit card agreements
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Report The Convergence of Payments and Commerce: Implications for Consumers
Category: Report Credit Card Line Decreases
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Report Complaint Bulletin: Medical billing and collection issues described in consumer complaints
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Report 2021 Consumer Response annual report
Category: Office of Research Publication Credit card late fees
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Report The Consumer Credit Card Market
Category: Report Consumer Complaint Research Brief: Consumer complaints throughout the credit life cycle, by demographic characteristics
Category: Report 2021 College credit card agreements
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending data collection notice of proposed rulemaking
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Report Complaint Bulletin: COVID-19 issues described in consumer complaints
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Report Complaint Bulletin: Mortgage forbearance issues described in consumer complaints
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Report Measuring the financial well-being of Hispanics: 2018 Financial Well-being Score Benchmarks
Category: Report Complaint Bulletin: County-level demographic overview of consumer complaints
Category: Report Fair Lending Report 2020
Category: Report 2020 Consumer Response annual report
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Report 2020 College credit card agreements
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Report Bureau Symposium: Consumer Access to Financial Records, a summary of the proceedings
Category: Report July Complaint Bulletin: Complaints mentioning coronavirus keywords
Category: Office of Research Publication Insights from the Making Ends Meet Survey
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends

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