Skip to main content

Recent updates

Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

Date range
Clear filters
88 filtered results
Category Title Date published
Category: Press release CFPB Takes Action to Stop Banks from Harvesting Overdraft Fees Without Consumers' Consent
Category: Speech Prepared Remarks of Seth Frotman at the Poverty Law Conference
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Public Meeting of the Strike Force on Unfair and Illegal Pricing
Category: Press release CFPB: consumidores pagan más por estructuras de precios complejas | CFPB
Category: Press release CFPB Publishes Research Finding Higher Price Complexity Leads Consumers to Pay More
Category: Office of Research Publication Price Complexity in Laboratory Markets
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Press release CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Press release La CFPB Propone Normativa para Cerrar el Vacío Legal sobre los Sobregiros Bancarios que le Cuesta Miles de Millones de Dólares a los Consumidores del País
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on Overdraft Lending Press Call
Category: Press release CFPB Issues Report Showing Many Americans Are Surprised by Overdraft Fees
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2023 College banking and credit card agreements
Category: Press release CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Press release CFPB Orders Atlantic Union Bank to Pay $6.2 Million for Illegal Overdraft Fee Harvesting
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on a Press Call on Junk Fees
Category: Press release CFPB Issues Guidance to Halt Large Banks from Charging Illegal Junk Fees for Basic Customer Service
Category: Press release CFPB examina devolver $140 millones a consumidores
Category: Report Supervisory Highlights Junk Fees Update Special Edition, Issue 31, Fall 2023
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Press release CFPB Exams Return $140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances
Category: Press release CFPB Emite Directrices para Impedir que Grandes Bancos Cobren Tarifas Inesperadas Ilegales por Servicios Básicos de Atención al Cliente
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Report Trends in overdraft/non-sufficient fund (NSF) fee revenue and practices
Category: Report Consumer experiences with overdraft programs
Category: Speech Prepared Remarks of Director Rohit Chopra at the April 2023 Financial Literacy and Education Commission
Category: Blog Mientras la deuda de tarjetas de crédito alcanza un nuevo pico, en la CFPB nos enfocamos en aumentar la competencia y reducir los costos
Category: Blog As outstanding credit card debt hits new high, the CFPB is focusing on ways to increase competition and reduce costs
Category: Testimony Testimony of CFPB Senior Advisor Brian Shearer on Junk Fees Before the Pennsylvania House of Representatives Consumer Protection, Technology, and Utilities Committee
Category: Speech Deputy Director Martinez’s Prepared Remarks at the Consumer Law Scholars Conference
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Press release CFPB Proposes Rule to Rein in Excessive Credit Card Late Fees
Category: Press release CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
Category: Report 2022 College banking and credit card agreements
Category: Press release CFPB Orders Regions Bank to Pay $191 Million for Illegal Surprise Overdraft Fees
Category: Press release CFPB Takes Action Against Hello Digit for Lying to Consumers About Its Automated Savings Algorithm
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Press release CFPB Moves to Reduce Junk Fees Charged by Debt Collectors
Category: Press release CFPB Initiates Review of Credit Card Company Penalty Policies Costing Consumers $12 Billion Each Year
Category: Speech Prepared Remarks of Director Chopra on Credit Card Late Fees ANPR Press Call
Category: Blog Measuring the impact of financial institution overdraft programs on consumers
Category: Blog Consumers on course to save $1 billion in NSF fees annually, but some banks continue to charge these fees
Category: Blog Overdraft fees can price people out of banking
Category: Office of Research Publication Credit card late fees
Category: Press release CFPB Finds Credit Card Companies Charged $12 Billion in Late Fee Penalties in 2020
Category: Blog CFPB Extends Opportunity for Public to Provide Input on Junk Fees
Category: Blog Comparing overdraft fees and policies across banks
Category: Blog The hidden cost of junk fees
Category: Press release Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Op-ed | Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Junk Fees RFI Press Call
Category: Blog Americans pay $120 billion in credit card interest and fees each year
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Press release CFPB Research Shows Banks’ Deep Dependence on Overdraft Fees
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Overdraft Press Call
Category: Press release Consumer Financial Protection Bureau Announces Settlement with TD Bank for Illegal Overdraft Practices
Category: Press release Consumer Financial Protection Bureau Outlines Plan to Review Rules Under the Regulatory Flexibility Act
Category: Blog Respondemos las 5 preguntas más importantes sobre cuentas corrientes
Category: Blog Your top five questions about checking accounts answered
Category: Press release Bureau of Consumer Financial Protection Settles With TCF National Bank
Category: Blog Consumer experiences with overdraft programs
Category: Report Consumer voices on overdraft programs
Category: Report Supervisory Highlights: Summer 2017
Category: Press release CFPB Supervision Recovers $14 Million in First Half of 2017 for Over 100,000 Consumers Harmed by Illegal Practices
Category: Speech Prepared Remarks of CFPB Director Richard Cordray on the Overdraft Press Call
Category: Press release CFPB Unveils Prototypes of "Know Before You Owe" Overdraft Disclosure Designed to Make Costs and Risks Easier to Understand
Category: Office of Research Publication CFPB data point: Frequent overdrafters
Category: Blog Know Before You Owe: We are designing new overdraft disclosure forms
Category: Blog Understanding the Overdraft “Opt-in” Choice
Category: Press release Consumer Financial Protection Bureau Orders Santander Bank to Pay $10 Million Fine for Illegal Overdraft Practices
Category: Blog New insights on bank overdraft fees and 4 ways to avoid them
Category: Blog Fall 2015 rulemaking agenda
Category: Blog Spring 2015 rulemaking agenda
Category: Press release CFPB Fines Regions Bank $7.5 Million for Unlawful Overdraft Practices
Category: Speech Prepared Remarks of CFPB Deputy Enforcement Director Cara Petersen on the Regions Bank Enforcement Action Press Call
Category: Blog You’ve got options when it comes to overdraft
Category: Blog Fall 2014 rulemaking agenda
Category: Blog Save the date: Join us for a Community Bank Advisory Council meeting in Washington, D.C.
Category: Blog Save the date: Join us for a Credit Union Advisory Council meeting in Washington, D.C.
Category: Press release CFPB Finds Small Debit Purchases Lead to Expensive Overdraft Charges
Category: Office of Research Publication Data point: Checking account overdraft
Category: Speech Prepared Remarks of CFPB Director Richard Cordray on the Overdraft Data Point Press Call
Category: Report The CFPB study of overdraft programs
Category: Press release CFPB Report Raises Concerns About Impact of Overdraft Practices on Consumers
Category: Blog Meet Greg from Michigan
Category: Blog Comment period on overdrafts extended to June 29
Category: Blog What’s your status when it comes to overdraft coverage?
Category: Press release CFPB Launches Inquiry into Overdraft Practices