Trends in overdraft/non-sufficient fund (NSF) fee revenue and practices
Since late 2021, CFPB has been closely monitoring trends in overdraft/non-sufficient fund (NSF) fee revenue and practices.
This page provides CFPB's latest data and analysis as well as a record of previous reports and data.
Latest data and analysis
April 24, 2024
Previous data and analysis
October 11, 2023
May 24, 2023
Data spotlight: Overdraft/NSF revenue down nearly 50% versus pre-pandemic levels
Feb 07, 2023
Jul 20, 2022
Banks’ overdraft/NSF fee revenues evolve along with their policies
Apr 13, 2022
Feb 10, 2022
Comparing overdraft fees and policies across banks
Dec 01, 2021
Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports