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The Consumer Financial Protection Bureau (Bureau) is requesting public comment on an assessment it will conduct on the TRID integrated disclosure rule (the Truth in Lending Act and Real Estate Settlement Procedures Act).

The Consumer Financial Protection Bureau (Bureau) issued today an interpretive rule clarifying screening and training requirements for financial institutions which employ loan originators with temporary authority. The rule will be effective on November 24, 2019.

The Consumer Financial Protection Bureau (CFPB) and Federal Reserve Board today announced the dollar thresholds in Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) that will apply for determining exempt consumer credit and lease transactions in 2020.

The Consumer Financial Protection Bureau today issued an Advance Notice of Proposed Rulemaking (ANPR) seeking information relating to the expiration of the temporary qualified mortgage provision applicable to certain mortgage loans eligible for mortgages purchased or guaranteed by the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac, in the Bureau’s Ability to Repay/Qualified Mortgage (ATR/QM) Rule.

Today the Consumer Financial Protection Bureau (CFPB) issued an Advance Notice of Proposed Rulemaking (ANPR) on residential Property Assessed Clean Energy (PACE) financing.

The CFPB announced a streamlined electronic submission system for prepaid account issuers to submit their account agreements to the Bureau.

Jewelry Retailer Enrolled Customers in Credit Cards and Related Products Without Their Consent.

Joint release with the Federal Reserve Board of Governors.

Joint release with the Federal Reserve Board of Governors and Office of the Comptroller of the Currency.

Update Will Provide More Clarity Regarding Closing Cost Increases.

The Consumer Financial Protection Bureau (Bureau) today issued a final rule to help mortgage servicers communicate with certain borrowers facing bankruptcy. The final rule gives mortgage servicers more latitude in providing periodic statements to consumers entering or exiting bankruptcy, as required by the Bureau’s 2016 mortgage servicing rule.

Changes Provide More Flexibility and Extend Effective Date to April 2019.

Adjustments Based on Annual Percentage Change in Consumer Price Index.

Changes Will Provide More Clarity, Preserve Protections for Consumers.

Proposal Would Adjust Error Resolution Requirements and Provide More Flexibility for Credit Cards Linked to Digital Wallets.

The Federal Reserve Board and the Consumer Financial Protection Bureau (CFPB) issued a final rule detailing the method that will be used to adjust the thresholds for exempting certain consumer credit and lease transactions from the Truth in Lending Act and Consumer Leasing Act.

Thank you for having me today. Over the past five years, the Bureau and the Mortgage Bankers Association have each been working in our own ways to revive a...

Bureau Alleges Lenders Did Not List Required Annual Percentage Rate in Online Loan Advertisements.

The Federal Reserve Board and the Bureau today issued a proposal detailing the method that will be used to adjust the thresholds for exempting certain...

Thresholds Apply to Transactions under the CARD Act, HOEPA, and Ability-to-Repay Mortgage Rule.

CFPB Wants to Ensure Consumer Protections Are Built Into New Payment Systems From Outset Today the Bureau outlined guiding principles for protecting...

The Federal Reserve Board and the Bureau today announced increases in the dollar thresholds in Regulation Z (Truth in Lending) and Regulation M (Consumer...

Based on the adjustments announced today, the protections of the Truth in Lending Act and the Consumer Leasing Act generally will apply to consumer credit...