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§ 1002.5 Rules concerning requests for information.

g) may collect information regarding the ethnicity, race, and sex of an applicant for a closed-end mortgage

• • 1002 (Regulation B)

§ 1024.34 Timely escrow payments and treatment of escrow account balances.

remaining in an escrow account that is within the servicer's control to an escrow account for a new mortgage

• • 1024 (Regulation X)

§ 1010.109 Title to the property and land use.

which serve the subdivision, other than recreation facilities, are subject to a blanket encumbrance, mortgage

• • 1010 (Regulation J)

Comment for 1024.41 - Loss Mitigation Procedures

options available to a borrower are those options offered by an owner or assignee of the borrower's mortgage

• • 1024 (Regulation X)

§ 1026.39 Mortgage transfer disclosures.

The disclosures required by this section shall identify the mortgage loan that was sold, assigned or

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

(1) An individual “takes a residential mortgage loan application” if the individual receives a residential

• • 1008 (Regulation H)

§ 1024.31 Definitions.

Reverse mortgage transaction has the meaning set forth in 12 CFR 1026.33(a).

• • 1024 (Regulation X)

§ 1024.35 Error resolution procedures.

(11) Any other error relating to the servicing of a borrower's mortgage loan.

• • 1024 (Regulation X)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(C) Is not a higher-priced mortgage loan, as defined in § 1026.35(a).

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(B) Is a step-rate mortgage, as defined in § 1026.18(s)(7)(ii);

• • 1026 (Regulation Z)

§ 1007.103 Registration of mortgage loan originators.

(i) In connection with the registration of one or more mortgage loan originators:

• • 1007 (Regulation G)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

(i) An individual “takes a residential mortgage loan application” even if the individual:

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-4(E) Fixed Rate Mortgage Interest Rate and Payment Summary Model Clause

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Fees paid to an affiliate of the creditor or a mortgage broker.

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

The consumer in bankruptcy reaffirms personal liability for the mortgage loan; or

• • 1026 (Regulation Z)

§ 1024.2 Definitions.

receiving any scheduled periodic payments from a borrower pursuant to the terms of any federally related mortgage

• • 1024 (Regulation X)

§ 1024.5 Coverage of RESPA.

Any conversion of a federally related mortgage loan to different terms that are consistent with provisions

• • 1024 (Regulation X)

§ 1016.3 Definitions.

(A) You have a reasonable basis to believe that mortgage information is lawfully made available to the

• • 1016 (Regulation P)

§ 1026.24 Advertising.

Using the term “counselor” in an advertisement to refer to a for-profit mortgage broker or mortgage creditor

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

(ii) On the second line, the number of months for which mortgage insurance premiums are to be paid by

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(i) Non-standard mortgage.

• • 1026 (Regulation Z)

Comment for 1026.30 - Limitation on Rates

Dwelling-secured fixed-rate closed-end balloon-payment mortgage loans and dwelling-secured fixed-rate

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

A creditor or mortgage broker “recommends or encourages” default when the creditor or mortgage broker

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

statement of intention that provides, as applicable, for the maintenance of payments due under the mortgage

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

A consumer makes a partial or periodic payment on the mortgage loan despite the consumer in bankruptcy

• • 1026 (Regulation Z)