Credit Card Late Fees and Late Payments
The CFPB is seeking information on credit card late fees and late payments, and card issuers’ revenue and expenses.
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition; Delay of Mandatory Compliance Date
The Bureau of Consumer Financial Protection (Bureau) is proposing to delay the mandatory compliance date of the final rule titled Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition (General QM Final Rule) until October 1, 2022.
Dodd-Frank Act Section 1033 – Consumer Access to Financial Records
The Bureau is issuing this Advance Notice of Proposed Rulemaking to solicit comments and information to assist the Bureau in developing regulations to implement Section 1033 of the Dodd-Frank Act.
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
The Bureau of Consumer Financial Protection (Bureau) is issuing this Advance Notice of Proposed Rulemaking (ANPR) because it is considering whether to propose revisions to Regulation Z’s general qualified mortgage definition.
Home Mortgage Disclosure (Regulation C) Data Points and Coverage
The Bureau is issuing this advance notice of proposed rulemaking relating to certain data points in the Bureau’s October 2015 final rule that were added to Regulation C or revised to require additional information, and coverage of certain business- or commercial-purpose loans.
Advance Notice of Proposed Rulemaking on Residential Property Assessed Clean Energy Financing
The Bureau is issuing this advance notice of proposed rulemaking relating to residential Property Assessed Clean Energy (PACE) financing to aid implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act section 307.
Debt Collection (Regulation F)
The Bureau is seeking comment, data, and information from the public about debt collection practices. Debt collection affects a significant number of...
Electronic Fund Transfers (Regulation E) (Prepaid Cards ANRPM)
The Bureau is seeking comment, data, and information from the public about general purpose reloadable (GPR) prepaid cards (GPR cards). GPR cards are a...