Final rules

Rules listed here are final rules issued by the CFPB. To identify all the rules related to a single consumer financial product, use the filter tool below.

Types of final rules

Final Rule

Other than interim final rules, this includes all CFPB final rules, including procedural and interpretive rules. Generally, final rules go through notice and comment before issuance.

Interim Final Rule

Under some circumstances, the CFPB may issue final rules without a comment period before issuance. The CFPB may request comment on these rules and may later alter the rules, if necessary.

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Overdraft Lending: Very Large Financial Institutions Final Rule

The CFPB is issuing this final rule to allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit.

Final rule

NOV 21, 2024

Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications

Final rule to establish CFPB authority to supervise and examine larger participants of a market for general-use digital consumer payment applications (funds transfer apps and digital payment wallets.)

Final rule

OCT 22, 2024

Required Rulemaking on Personal Financial Data Rights

CFPB Issues Required Rulemaking on Personal Financial Data Rights (CFPA section 1033).

Final rule

JUN 05, 2024

Required Rulemaking on Personal Financial Data Rights; Industry Standard-Setting

The Consumer Financial Protection Bureau (CFPB) is finalizing in part its proposed rule on consumer data rights under section 1033 of the Consumer Financial Protection Act.

Final rule

MAY 11, 2020

Electronic Fund Transfers (Regulation E); Amendments

Regulation E implements the Electronic Fund Transfer Act. It regulates electronic fund transfers, prepaid accounts, remittance transfers, gift cards and gift certificates.

Final rule

APR 14, 2020

Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition

The Bureau is issuing this interpretive rule to provide guidance to government agencies distributing aid to consumers in response to the COVID-19 pandemic.

Final rule

JUN 06, 2019

Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date; Correcting Amendments

The Bureau has issued this final rule to delay the August 19, 2019 compliance date for the mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

Final rule

FEB 22, 2019

Technical Specifications for Submissions to the Prepaid Account Agreements Database

The Bureau is issuing technical specifications for submissions of prepaid account agreements, as required by the Bureau's 2016 final rule regarding prepaid...

Final rule

JAN 25, 2018

Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)

The Bureau is finalizing amendments to its rule governing prepaid accounts under Regulations E and Z.

Final rule

OCT 05, 2017

Payday, Vehicle Title, and Certain High-Cost Installment Loans

Final rule creating consumer protections for payday loans, and for certain vehicle title and high-cost installment loans.

Final rule

APR 20, 2017

Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z); Delay of Effective Date

Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z); Delay of Effective Date.

Final rule

OCT 05, 2016

Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)

Regulation E and Z amendments for prepaid accounts related to disclosures, limited liability and error resolution, periodic statements, etc.

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