Final rules

Rules listed here are final rules issued by the CFPB. To identify all the rules related to a single consumer financial product, use the filter tool below.

Types of final rules

Final Rule

Other than interim final rules, this includes all CFPB final rules, including procedural and interpretive rules. Generally, final rules go through notice and comment before issuance.

Interim Final Rule

Under some circumstances, the CFPB may issue final rules without a comment period before issuance. The CFPB may request comment on these rules and may later alter the rules, if necessary.

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Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications

Final rule to establish CFPB authority to supervise and examine larger participants of a market for general-use digital consumer payment applications (funds transfer apps and digital payment wallets.)

Final rule

MAY 11, 2020

Electronic Fund Transfers (Regulation E); Amendments

Regulation E implements the Electronic Fund Transfer Act. It regulates electronic fund transfers, prepaid accounts, remittance transfers, gift cards and gift certificates.

Final rule

APR 14, 2020

Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition

The Bureau is issuing this interpretive rule to provide guidance to government agencies distributing aid to consumers in response to the COVID-19 pandemic.

Final rule

FEB 22, 2019

Technical Specifications for Submissions to the Prepaid Account Agreements Database

The Bureau is issuing technical specifications for submissions of prepaid account agreements, as required by the Bureau's 2016 final rule regarding prepaid...