Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z); Delay of Effective Date

The Bureau issued a final rule to delay the Oct. 1, 2017 effective date of the rule governing Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) (the Prepaid Accounts Final Rule) by six months, to April 1, 2018. On Jan. 25, 2018, the Bureau issued a final rule modifying several aspects of the Prepaid Accounts Final Rule and further extending the effective date to April 1, 2019.

Final rule

Read it on the Federal Register  - April 25, 2017

View pdf - April 20, 2017

Proposed rule

Read comments received - April 5, 2017

Read it on the Federal Register - March 15, 2017

View pdf - March 9, 2017

Prepaid accounts final rule

Read final rule - Oct. 5, 2016