Payday loans basics

What is the difference between a payday loan and a deposit advance?

I heard that taking out a payday loan can help rebuild my credit or improve my credit score. Is this true?

What are the costs and fees for a payday loan?

Should I get a payday loan if I need money now?

Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee?

What can I do if I can’t repay my payday loan?

How do I repay a payday loan?

I was asked to sign an “ACH authorization” to allow electronic access to my account in order to repay a payday loan. What is that?

What is a payday loan?

Could I be arrested if I don’t pay back my payday loan?