Payday loans basics

What types of loans are covered under the Military Lending Act?

Could I be arrested if I don’t pay back my payday loan?

My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?

What should I consider if I'm thinking about getting a payday loan online?

I heard that taking out a payday loan can help rebuild my credit or improve my credit score. Is this true?

Can a payday lender garnish my wages?

Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee?

How do I repay a payday loan?

How can I tell if a payday lender is licensed to do business in my state?

Do I have to put up something as collateral for a payday loan?

What do I need to qualify for a payday loan?

What are the costs and fees for a payday loan?

Should I get a payday loan if I need money now?

What is the difference between a payday loan and a deposit advance?

What does it mean to renew or roll over a payday loan?

I was asked to sign an “ACH authorization” to allow electronic access to my account in order to repay a payday loan. What is that?

What can I do if I can’t repay my payday loan?

What is a payday loan?

I received an unexpected pre-approved offer, or live check loan, in the mail. What happens if I cash or deposit it?