I was asked to sign an "ACH authorization" to allow electronic access to my account in order to repay a payday loan. What is that?
I heard that taking out a payday loan can help rebuild my credit or improve my credit score. Is this true?
My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?
I received an unexpected preapproved offer, or live check loan, in the mail. What happens if I cash or deposit it?