We are the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn more about how the CFPB can help you.
What do I need to qualify for a payday loan?
Generally, payday lenders require you to have:
An active bank, credit union, or prepaid card account
Proof or verification of income from a job or other source
Valid identification, and be at least 18 years old
The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.