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About us

We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

What should I look for when shopping for a Personal Line of Credit?

Look at the annual percentage rate (APR), whether and how much the APR can change, any fees to access the line, annual fees, late payment fees, and fees for other events. Compare the costs with other types of credit that may be available to you.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.