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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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How much can I borrow with a Personal Line of Credit?

Most banks and credit unions that offer this product will set the credit limit based on your creditworthiness and income. Because there is no collateral, these lines usually require strong credit.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.