Payday loan answers

What types of loans are covered under the Military Lending Act?

What are my rights under the Military Lending Act?

Could I be arrested if I don’t pay back my payday loan?

My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?

I heard that taking out a payday loan can help rebuild my credit or improve my credit score. Is this true?

How can I stop a payday lender from electronically taking money out of my bank or credit union account?

Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee?

What is the difference between a payday loan and a deposit advance?

What does it mean to renew or roll over a payday loan?

What is a payday loan?

How do I pay back my Personal Line of Credit?

How much can I borrow with a Personal Line of Credit?

What should I look for when shopping for a Personal Line of Credit?

How do I find a Personal Line of Credit?

What is a Personal Line of Credit?

I received an unexpected pre-approved offer, or live check loan, in the mail. What happens if I cash or deposit it?

Can a payday lender garnish my bank account or my wages?

Do I have to put up something as collateral for a payday loan?

How can I tell if a payday lender is licensed to do business in my state?

How do I repay a payday loan?

I was asked to sign an “ACH authorization” to allow electronic access to my account in order to repay a payday loan. What is that?

Should I get a payday loan if I need money now?

My payday lender claims to be located in another country and therefore does not have to comply with U.S. federal laws that protect consumers. Is that true?

What are the costs and fees for a payday loan?

What can I do if I can’t repay my payday loan?