How long after getting my first credit account will a credit score be created?
While the amount of time it takes and the amount of information needed may vary depending upon the credit scoring model being used, for at least one of the three nationwide credit reporting companies, you must have at least one account open six months or more and at least one undisputed account reported by a creditor to the credit bureau in the last six months.
Take the next step
Still have questions?
Companies can usually answer questions unique to your situation and more specific to the products and services they offer. If you have a complaint, tell us about your issue—we’ll forward your issue to the company, give you a tracking number, and keep you updated on the status of your complaint.