Skip to main content

How long after getting my first credit account will a credit score be created?

While the amount of time it takes and the amount of information needed may vary depending upon the credit scoring model being used, for at least one of the three nationwide credit reporting companies, you must have at least one account open six months or more and at least one undisputed account reported by a creditor to the credit bureau in the last six months.

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.