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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Blog The CFPB is working to reinforce the foundation of a fair, nondiscriminatory and competitive mortgage market
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2023
Category: Blog The CFPB's 2023 fair lending annual report to Congress
Category: Blog Reporte del 2023 de la CFPB al Congreso sobre equidad en el crédito | CFPB
Category: Letter CFPB Comment to Illinois Joint Committee on Administrative Rules on the State’s Proposed Community Reinvestment Act Rules
Category: Press release CFPB Finds Americans are Paying Upfront Fees Seeking to Lower Interest Rates on Mortgages
Category: Press release CFPB revela que se están pagando tarifas para reducir tasas de interés
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Press release CFPB sanciona a Freedom Mortgage y a Realty Connect por cobrar comisiones ilegales
Category: Press release CFPB Penalizes Freedom Mortgage and Realty Connect for Illegal Kickbacks
Category: Blog The CFPB's 2022 fair lending annual report to congress
Category: Blog CFPB entrega al congreso el reporte anual del 2022 sobre equidad en el crédito
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2022
Category: Press release CFPB Proposes New Consumer Protections for Homeowners Seeking Clean Energy Financing
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Press release CFPB determina que leyes estatales son Consistentes con la TILA
Category: Press release CFPB Issues Determination that State Disclosure Laws on Business Lending are Consistent with the Truth in Lending Act
Category: Blog CFPB starting mandated review of mortgage loan originator rules
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Blog Update on state laws on lending to businesses
Category: Blog Changes to HMDA’s closed-end loan reporting threshold
Category: Blog Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Press release CFPB Annual Report of 2021 Mortgage Market Activity Reveals an End to the Refinancing Boom and an Increase in Home Purchase Loans
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2021
Category: Blog The CFPB’s 2021 Fair Lending Annual Report to Congress
Category: Press release 2021 HMDA Data on Mortgage Lending Now Available
Category: Press release Agencies Announce Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions
Category: Press release CFPB Takes Action to Prevent Avoidable Foreclosures
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Press release CFPB Issues Interpretive Rule on Certain Mortgage and Disclosure Timing Requirements for the 2021 Juneteenth Federal Holiday
Category: Press release CFPB Issues Rules to Facilitate Smooth Transition as Federal Foreclosure Protections Expire
Category: Director's statement Statement by CFPB Acting Director Dave Uejio on Impact of the Juneteenth National Independence Day Federal Holiday on Residential Mortgage Closings
Category: Blog HMDA Threshold Report Blog
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Press release Manufactured Housing Loan Borrowers Face Higher Interest Rates, Risks, and Barriers to Credit, New CFPB Report Finds
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Press release CFPB Takes Action Against Reverse Mortgage Lender for Deceptive Advertising
Category: Report Fair Lending Report 2020
Category: Blog Protecting consumers through a pandemic: 2020 Fair Lending Report to Congress
Category: Press release CFPB Proposes Mortgage Servicing Changes to Prevent Wave of COVID-19 Foreclosures
Category: Press release CFPB Compliance Bulletin Warns Mortgage Servicers: Unprepared is Unacceptable
Category: Press release Consumer Financial Protection Bureau Sues 1st Alliance Lending, LLC and Its Principals for Alleged Unlawful Mortgage Lending Practices
Category: Press release Consumer Financial Protection Bureau Issues an Approval Order to Facilitate Employee Access to Earned but Unpaid Wages
Category: Press release Agencies Announce Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions
Category: Press release Consumer Financial Protection Bureau Announces Settlement With Washington Federal Bank, N.A. For Flawed Mortgage-Loan Data Reporting
Category: Press release Consumer Financial Protection Bureau Issues Final Rule Extending the GSE Patch
Category: Blog CFPB provides clearer rules of the road for RESPA marketing service agreements
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Report Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Rule Assessment
Category: Press release Consumer Financial Protection Bureau Releases Assessment of TRID Mortgage Loan Disclosure Rule
Category: Report Supervisory Highlights, Issue No. 22 (Summer 2020)
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Press release Consumer Financial Protection Bureau Issues Analysis of HMDA Data Points
Category: Press release Consumer Financial Protection Bureau Requests Information on the Impact of the CARD Act Regulations on Small Entities and the Consumer Credit Card Market
Category: Press release Consumer Financial Protection Bureau Proposes New Category of Qualified Mortgages to Encourage Innovation and Access to Affordable Mortgage Credit
Category: Speech Director Kraninger’s Remarks During the Women in Housing and Finance Annual Symposium
Category: Press release Consumer Financial Protection Bureau Settles with Mortgage Companies to Address Deceptive Loan Advertisements Sent to Servicemembers and Veterans
Category: Press release Consumer Financial Protection Bureau Issues Proposed Rule on Escrow Exemptions for Certain High-Priced Mortgage Loans
Category: Press release FFIEC Announces Availability of 2019 Data on Mortgage Lending
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Press release CFPB Issues Interpretive Rule on Method for Determining Underserved Areas
Category: Press release CFPB Issues Interim Final Rule on Loss Mitigation Options for Homeowners Recovering from Pandemic-Related Financial Hardships
Category: Press release Consumer Financial Protection Bureau Takes Steps to Address GSE Patch
Category: Press release CFPB Takes Steps to Facilitate LIBOR Transition
Category: Press release Consumer Financial Protection Bureau Takes Action to Help Consumers Receive Relief from Credit Card Issuers
Category: Press release Consumer Financial Protection Bureau Outlines Responsibilities of Financial Firms During Pandemic
Category: Blog Protecting consumers and encouraging innovation: 2019 Fair Lending Report to Congress
Category: Report Fair Lending Report 2019
Category: Press release CFPB Paves Way for Consumers Facing Financial Emergencies to Obtain Access to Mortgage Credit More Quickly
Category: Press release Consumer Financial Protection Bureau Issues Final Rule Raising Data Reporting Thresholds Under the Home Mortgage Disclosure Act
Category: Press release Consumer Financial Protection Bureau Settles with Short-Term Lender for Unfair and Deceptive Acts and Practices
Category: Press release CFPB Provides Flexibility During COVID-19 Pandemic
Category: Press release Consumer Financial Protection Bureau Files Suit Against Fifth Third Bank, National Association for Allegedly Opening Unauthorized Accounts and Enrolling Consumers in Unauthorized Products and Services
Category: Report Supervisory Highlights, Issue No. 21 (Winter 2020)
Category: Press release Consumer Financial Protection Bureau Announces Action Against Citizens Bank, N.A.
Category: Report Annual Report on the TILA, EFTA, and CARD Act
Category: Press release Consumer Financial Protection Bureau to Assess Integrated Mortgage Disclosure Rule
Category: Press release CFPB Issues Interpretitive Rule on Screening and Training Requirements for Mortgage Loan Originators
Category: Press release Agencies Announce Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions
Category: Blog You might have heard that LIBOR is going away. Here’s what you need to know about LIBOR and adjustable-rate loans.
Category: Press release Consumer Financial Protection Bureau Issues Final HMDA Rule to Provide Relief to Smaller Institutions
Category: Office of Research Publication Data point: 2018 Mortgage market activity and trends
Category: Office of Research Publication Introducing New and Revised Data Points in HMDA
Category: Press release FFIEC Announces Availability of 2018 Data on Mortgage Lending
Category: Press release Consumer Financial Protection Bureau Releases Qualified Mortgage ANPR
Category: Blog A report on the Bureau’s Building a Bridge to Credit Visibility Symposium
Category: Blog Encouraging innovation in expanding credit access: 2018 Fair Lending Report to Congress
Category: Report Fair Lending Report 2018
Category: Press release CFPB Extends Comment Period For ANPR on HMDA Data Points
Category: Press release Consumer Financial Protection Bureau Settles with Freedom Mortgage Corporation
Category: Press release HMDA Modified Loan Application Registers Released
Category: Press release Consumer Financial Protection Bureau Issues Advance Notice of Proposed Rulemaking on Property Assessed Clean Energy Financing
Category: Report Supervisory Highlights, Issue No. 18 (Winter 2019)
Category: Press release Consumer Financial Protection Bureau Announces System for Prepaid Issuers to Submit Account Agreements
Category: Press release Consumer Financial Protection Bureau Settles Claims with Sterling Jewelers, Inc.
Category: Blog Assessing our rules: Our reports on the Ability to Repay and Qualified Mortgage Rule and the RESPA Mortgage Servicing Rule