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Category: Info for consumers | Category: Policy and compliance |

Prepaid products: New disclosures to help you compare options

We’re proposing new disclosure requirements that consumers would receive before deciding to open a prepaid account. Currently, each prepaid card company’s retail package discloses different information in different ways. This can be confusing if you’re trying to compare costs between prepaid accounts. Learn more about how we’re making it easier to compare options.

Category: At the CFPB |

Spring 2014 rulemaking agenda

Today, we’re posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by the Office of Management and Budget (OMB) to publish a Unified Agenda of Regulatory and Deregulatory Actions across the federal government. Under the Regulatory Flexibility Act, federal agencies are required to publish regulatory agendas twice a year.

Category: Policy and compliance |

Prepaid cards: Help design a new disclosure

We’re developing new disclosures that will provide a variety of protections for prepaid card users. As a part of this work, we’re developing a model disclosure form to standardize these disclosures and clearly present the most important fees so you can easily identify the best prepaid card for your needs. Take a look, and tell us what you think about the model forms.

Category: Info for consumers |

Giving or receiving gift cards? Know the terms and avoid surprises

My family and I just moved into a new house. With all the packing and unpacking, my kids and I found three gift cards we had forgotten about. Mine was from my birthday, almost a year ago. Theirs were from last Christmas. So while most consumers are shopping for this year’s holiday season, we’re putting […]

Category: Policy and compliance | Category: At the CFPB |

Live from Durham, NC!

On May 23rd, we visited Durham, NC, to hold a field hearing on general purpose reloadable prepaid cards, commonly known as prepaid cards. In concert with the hearing, we announced a new Advance Notice of Proposed Rulemaking (ANPR) on this rapidly growing market.

Watch a recording of Director Richard Cordray’s remarks and the hearing online.
Learn more about prepaid cards and our ANPR.