Housing costs are high and a lack of competition in pricing and high fees compound the affordability problem.
Understand the key factors that affect your interest rate. Use our Explore Rates Tool to see how they may affect interest rates for loans in your area.
System of Record notice for the CFPB's Employee Administrative Records
CFPB Associate Director Julie Margetta Morgan delivered remarks at the HealthWatch Wisconsin Medical Debt Symposium.
Prepared Remarks of Richard Cordray Director of the Bureau "Know Before You Owe" Mortgage Field Hearing Boston, MA November 20, 2013 The dream of having a...
We’ve consolidated all of the websites referenced in the Your Money, Your Goals toolkit, companion guides, and Behind on Bills booklet.
You have a meaningful role to play to ensure the data about you maintained by consumer reporting companies is accurate and complete.
CFPB Issues Advisory Warning Consumers Not To Be Deceived Today the Bureau released results of a focus group study on reverse mortgage advertisements that...
Signing your closing documents is the final step in the homebuying process. Here’s a breakdown of the paperwork and other things you need to keep track of.
Homeowners who want to use their home equity to enjoy a more comfortable retirement do have options. One option is a reverse mortgage, a special type of...
Use this tool to review your Loan Estimate to make sure it reflects what you discussed with the lender.
The “closing” is the last step in buying and financing a home. The "closing,” also called “settlement,” is when you and all the other parties in a mortgage loan transaction sign the necessary documents.
Director Chopra delivered remarks about medical debt at a White House convening.
You may be aware that a credit report provides you with a useful summary of your credit history. You may not be aware of where and how to actually request...
Savings and income are part of financial well-being, but we learned that they’re not always the most important part. Instead, when people talked about their own financial well-being, four main elements came to light.
Research from the Consumer Financial Protection Bureau in 2022 showed that medical collections tradelines appeared on 43 million credit reports, and that 58 percent of bills that were in collections and on people’s credit records were medical bills.
Bank accounts are insured by the Federal Deposit Insurance Corporation (FDIC), which is part of the federal government. You can talk to your bank to confirm your coverage.
This week, the GAO released a report on financial literacy in the workplace, which summarized a forum of employers, federal government agencies, and...
The CFPB issued a new report that suggests consumers tend to pay more for products that have more complex pricing structures.
Medical billing practices can leave people 65 and older with inaccurate bills and attempts to collect amounts they do not owe.
