Online resources
So that they’re easier to access, we’ve consolidated all of the websites referenced in the Your Money, Your Goals toolkit, companion guides, and Behind on Bills booklet. All of these sites are federal government agencies and national nonprofit organizations with state and local resources.
- Know Before You Owe: Auto Loans: A step-by-step guide on getting an auto loan and a worksheet for comparing costs.
- Benefits.gov : Find out which federal assistance programs you may qualify for.
- Social Security Administration : Check your Social Security status.
For justice-involved individuals
- Benefits.VA.gov : The impact of incarceration on an individual’s VA benefits.
- Reentry MythBuster :
- TANF benefits: Clarity on which types of convictions are subject to the ban on TANF benefits.
- SNAP benefits/mailing address: How to obtain SNAP benefits without a mailing address.
- SNAP benefits/mailing address: A list of acceptable forms of proof of identity for SNAP applicants.
- SSA.gov/reentry : Receiving Social Security benefits after release from incarceration.
- Veterans Justice Outreach Program : VA programs serving veterans in the criminal justice system.
For native communities
- Food Distribution Program : Information about the Food Distribution Program on Indian Reservations in your community.
- Tribal TANF : Information about your state or tribal TANF program.
For people with disabilities
- ABLE (Achieving a Better Life Experience) Accounts:
- SSA.gov and IRS.gov : Information about ABLE Accounts.
- ABLE National Resource Center : Lists of ABLE Accounts offered, by state.
- Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) : Information about benefits offered by the Social Security Administration if you, your spouse, or your child has a disability.
- Representative payee:
- A Guide for Representative Payees : Focuses specifically on becoming a representative payee for a disabled or blind SSI beneficiary under 18.
- Frequently asked questions about representative payees from the Social Security Administration.
- Managing Someone Else’s Money: A guide to walk you through representative payee issues.
- MyMoney.gov : Budgeting tools and worksheets.
- Administration for Children and Families : Contact information for state and tribal child support enforcement offices.
For justice-involved individuals
- Administration for Children and Families:
- Map with links to state requirements for changing a child support order.
- General resources for paying child support upon reentry.
- Modification guide : How to change a child support order.
- December 2016 rule on child support , which includes provisions related to incarcerated individuals.
- Reentry MythBusters : Information on child support modifications, and child support and driver's licenses.
- Credit reports and scores: Answers to common questions about credit reports and scores.
- Consumer.gov : Get help building a better credit report.
- Find a credit counselor: Find out how credit counseling can help you manage your debt and find a credit counselor in your area.
- Debt collection: Find answers to your debt collection questions and download sample letters to send to debt collectors.
- Federal Student Aid : Information on how to repay your federal student loans.
- Federal Trade Commission : Tips, advice, and resources for coping with debt.
- Find a credit counselor: Find out how credit counseling can help you manage your debt and find a credit counselor in your area.
- Medicare.gov : Information on programs to help you pay your medical expenses if you’re struggling with medical debt.
- MyCreditUnion.gov : Use the Pocket Cents tool to make a plan for paying off credit card debt.
- Buying a house: Use our tool if you’re shopping for a mortgage and want to understand your options.
- Paying for college: Use our tool to learn more about student debt.
- Submit a complaint: If you’re having problems with a debt collector, use our tool to submit a complaint.
For justice-involved individuals
- Federal Student Aid : Frequently asked questions related to the collection and servicing of student loans from incarcerated borrowers.
- Federal Student Aid: Students with criminal convictions : Learn how drug-related convictions may effect student loan eligibility.
- Federal Student Aid: Understanding delinquency and default : Information about options for borrowers, including consolidating loans.
- Reentry MythBuster : Information on repaying federal student loans while incarcerated.
For people with disabilities
- Alternative financing program : Information about federally-funded alternative financing program for assistive technology.
- Federal Student Aid: Total and Permanent Disability discharge : Find out about discharge of federal student loans for those with total and permanent disability.
- Federal Emergency Management Agency (FEMA) : If you’re the victim of a natural disaster, FEMA can help you access programs to help you recover.
- American Jobs Centers : Find a location near you.
- Benefits.gov : If you lose your job, find out about unemployment benefits, as well as health and retirement benefits after job loss.
- Department of Labor : More information about finding a job.
- USA.gov : Search for a federal job.
For justice-involved individuals
- Career One Stops : See which state-specific government agencies and community-based organizations assist people with criminal records seeking jobs and offer other support.
- WorkforceGPS : Resources for workforce development practitioners working with reentry populations.
For people with disabilities
- Career One Stops : See which state-specific government agencies and community-based organizations assist people with disabilities seeking jobs and offer other support.
- Plan to Achieve Self-Support (PASS) : Learn more about working and saving if you have a disability and receive Social Security Disability benefits.
- PASS Cadre : Get help applying for PASS and learn about the program’s specifics in your area.
- Equal Employment Opportunity Commission : Information about workplace protections for people with disabilities.
- Social Security Administration Red Book : Information about programs designed for people with disabilities to work that may include continuation of benefits.
- Healthcare.gov : Enroll in health insurance.
- Medicaid.gov : Find out about your state’s Medicaid and Child Health Insurance Program.
- State Health Insurance Program : Get local help with Medicare and State Health Insurance Program.
- Primary care offices, by state : If you have a medical emergency you can’t afford, your state HHS may be able to help.
- Help with medical bills : A list of state and federal programs to assist you with paying medical bills.
For justice-involved individuals
- Healthcare.gov : Information on applying for Medicaid or private health insurance through the health care marketplace.
For native communities
- IHS.gov : Find Indian Health Services in your community.
- Lifeline : Find out if you qualify for free or reduced rate phone service.
- Public housing : Find out about public housing and eligibility.
- Find a housing counselor: For advice on buying a home, renting, defaults, foreclosures, and credit issues.
For justice-involved individuals
- Reentry MythBuster (on public housing): Learn more about HUD public housing rules for applicants with criminal records.
- Public housing agency contact information, by state : Find your local public housing agency.
For native communities
- HUD.gov : Find your regional office for the Department of Housing and Urban Development’s Office of Native Programs.
- Tribal energy assistance : Contact information for tribal Low Income Home Energy Assistance program.
- IdentityTheft.gov : Tips on protecting your identity, or if you think you’ve been the victim of identity theft or fraud.
- Ask CFPB has information on finding a lawyer to represent you in a lawsuit by a creditor or debt collector.
For native communities
- National LSC-Funded Indian Programs : A list of legal services links—including Indian legal services—by state.
- Submit a complaint: Use our tool to submit a complaint online.
- State attorneys general : Contact your state office.