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§ 1003.3 Exempt institutions and excluded and partially exempt transactions.

(9) A closed-end mortgage loan or open-end line of credit used primarily for agricultural purposes;

• • 1003 (Regulation C)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

The changes required or permitted by § 1026.37(o)(5) are permitted for federally related mortgage

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

The changes required and permitted by § 1026.38(t)(5) are permitted for federally related mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Under § 1026.43(g)(3)(i), if the covered transaction with a prepayment penalty is a fixed-rate mortgage

• • 1026 (Regulation Z)

§ 1024.2 Definitions.

Mortgage broker means a person (other than an employee of a lender) that renders origination services

• • 1024 (Regulation X)

§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.

(i) Mortgage-related obligations.

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

(i) The total principal, interest, mortgage insurance, and loan costs scheduled to be paid through the

• • 1026 (Regulation Z)

§ 1026.41 Periodic statements for residential mortgage loans.

A court enters an order in the bankruptcy case providing for the avoidance of the lien securing the mortgage

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

guaranteed by any limited-life regulatory entity succeeding the charter of either the Federal National Mortgage

• • 1026 (Regulation Z)

Comment for 1024.35 - Error Resolution Procedures

An error relating to a determination to sell, assign, or transfer the servicing of a mortgage loan.

• • 1024 (Regulation X)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

(10) Assumption for variable-rate reverse mortgage transactions.

• • 1026 (Regulation Z)

§ 1026.25 Record retention.

(B) If a creditor sells, transfers, or otherwise disposes of its interest in a mortgage loan subject

• • 1026 (Regulation Z)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

an individual who is not responsible for verification, an individual can still “take a residential mortgage

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(E) Mortgage Loan Transaction Closing Disclosure - Refinance Transaction Sample Description: This

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

The “date of receipt” is the date that the payment instrument or other means of payment reaches the mortgage

• • 1026 (Regulation Z)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

For example, assume that two spouses jointly own a home and are both primarily liable on the mortgage

• • 1024 (Regulation X)

Comment for 1026.42 - Valuation Independence

For example, a person who seeks a mortgage to purchase a home has a reasonably foreseeable ownership

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Under § 1026.43(e)(5)(ii)(A), if a qualified mortgage under § 1026.43(e)(5) is sold, assigned

• • 1026 (Regulation Z)

§ 1024.2 Definitions.

Provision of any services related to the origination, processing or funding of a federally related mortgage

• • 1024 (Regulation X)

§ 1024.40 Continuity of contact.

(i) Loss mitigation options available to the borrower from the owner or assignee of the borrower's mortgage

• • 1024 (Regulation X)

§ 1016.6 Information to be included in privacy notices.

(i) Financial service providers, followed by illustrative examples such as mortgage bankers, securities

• • 1016 (Regulation P)

§ 1026.23 Right of rescission.

(i) A mortgage broker fee that should have been included in the finance charge was not included; or

• • 1026 (Regulation Z)

§ 1024.30 Scope.

(2) A servicer with respect to any reverse mortgage transaction as that term is defined in § 1024.31

• • 1024 (Regulation X)

§ 1026.33 Requirements for reverse mortgages.

For purposes of this subpart, reverse mortgage transaction means a nonrecourse consumer credit obligation

• • 1026 (Regulation Z)

§ 1026.35 Requirements for higher-priced mortgage loans.

(i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to 15 U.S.C. 1639c

• • 1026 (Regulation Z)