Closing on your new home
Once your purchase offer has been accepted by the seller and you have chosen a loan and a lender, it’s time to focus on the closing process.
You’ll need to provide your lender with additional documents, so stay alert for requests and notifications. You’ll also need to get a home inspection and shop for homeowner’s and title insurance.
Goals for this phase
Submit documents required for underwriting (approval) of your loan
Choose the closing service providers you need for closing
Close (sign the papers) on your home and the loan you use to pay for it
Signing your closing documents is the final step. Take time to review them carefully. Once you sign, you’re responsible for the mortgage loan.
Tools for this phase
Our closing checklist lets you know what to expect at closing and what questions to ask so you will be prepared.
Closing Disclosure explainer
Our interactive sample form helps you double-check the details and get definitions for terms used on the Closing Disclosure form.
Guide to closing forms
In addition to your Closing Disclosure, there are other important documents you will need to sign at closing. We can help you navigate these documents.
Visit our sources page to learn more about the facts and numbers we reference.
The process and forms described on this page reflect mortgage regulations that apply to most mortgages.