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Reverse mortgage loans

Considering a reverse mortgage loan? Already have one? Learn more about Home Equity Conversion Mortgages (HECMs), the most common type of reverse mortgage loan.

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Learn what a reverse mortgage is  

A reverse mortgage is a special type of home loan only for homeowners who are 62 and older. With a reverse mortgage, the amount the homeowner owes goes up–not down–over time. Read more 

Not everyone is eligible for a reverse mortgage  

Along with age, there are a few other requirements for taking out a reverse mortgage loan. Read more

Reverse mortgage loans generally must be repaid when you sell or no longer live in the home

In addition, the loan may need to be paid back sooner, such as if you fail to pay property taxes or homeowner’s insurance or don’t keep your home in good repair. Read more