The Bureau is issuing this Bulletin to provide mortgage servicers clarity, facilitate compliance, and prevent harm to consumers during the transfer of residential mortgages.
The Bureau periodically releases policy guidance, including compliance bulletins, joint-agency memoranda, and other notices and guidance to inform and advise regulated entities.
Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act
The federal financial institution regulatory agencies and the state financial regulators issued a joint policy statement providing needed regulatory flexibility to enable mortgage servicers to work with struggling consumers affected by the Coronavirus Disease (referred to as COVID-19) emergency.
Policy Guidance on Supervisory and Enforcement Priorities Regarding Early Compliance with the 2016 Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
The Bureau is issuing non-binding policy guidance relating to a three-day period of early compliance with the 2016 Final Rule.
CFPB Bulletin 2015-03
Compliance bulletin and policy guidance regarding mortgage servicing transfers. (CFPB Bulletin 2014-01 and superseded CFPB Bulletin 2013-01)
CFPB Bulletin 2013-12
Interagency guidance on mortgage servicing practices concerning military homeowners with Permanent Change of Station orders.