The Bureau periodically releases policy guidance, including compliance bulletins, joint-agency memoranda, and other notices and guidance to inform and advise regulated entities.
The Bureau of Consumer Financial Protection (Bureau) is issuing this Compliance Bulletin and Policy Guidance (Bulletin) on Supervision and Enforcement priorities regarding housing insecurity in light of heightened risks to consumers needing loss mitigation assistance in the coming months as the COVID-19 foreclosure moratoriums and forbearances end.
The Bureau is issuing this Bulletin to provide mortgage servicers clarity, facilitate compliance, and prevent harm to consumers during the transfer of residential mortgages.
The federal financial institution regulatory agencies and the state financial regulators issued a joint policy statement providing needed regulatory flexibility to enable mortgage servicers to work with struggling consumers affected by the Coronavirus Disease (referred to as COVID-19) emergency.
The Bureau is issuing non-binding policy guidance relating to a three-day period of early compliance with the 2016 Final Rule.
CFPB Bulletin 2015-03
Compliance bulletin and policy guidance regarding mortgage servicing transfers. (CFPB Bulletin 2014-01 and superseded CFPB Bulletin 2013-01)
CFPB Bulletin 2013-12
Interagency guidance on mortgage servicing practices concerning military homeowners with Permanent Change of Station orders.
