The Bureau of Consumer Financial Protection (Bureau) is issuing this Compliance Bulletin and Policy Guidance (Bulletin) on Supervision and Enforcement priorities regarding housing insecurity in light of heightened risks to consumers needing loss mitigation assistance in the coming months as the COVID-19 foreclosure moratoriums and forbearances end.
The Bureau periodically releases policy guidance, including compliance bulletins, joint-agency memoranda, and other notices and guidance to inform and advise regulated entities.
Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act
The federal financial institution regulatory agencies and the state financial regulators issued a joint policy statement providing needed regulatory flexibility to enable mortgage servicers to work with struggling consumers affected by the Coronavirus Disease (referred to as COVID-19) emergency.
Policy Guidance on Supervisory and Enforcement Priorities Regarding Early Compliance with the 2016 Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
The Bureau is issuing non-binding policy guidance relating to a three-day period of early compliance with the 2016 Final Rule.
Amends and reissues CFPB Bulletin 2012-03.
Status of New Uniform Residential Loan Application and Collection of Expanded Home Mortgage Disclosure Act Information about Ethnicity and Race in 2017 under Regulation B
This notice is issued pursuant to section 706(e) of the Equal Credit Opportunity Act and concerns the new Uniform Residential Loan Application and the collection of expanded Home Mortgage Disclosure Act information about ethnicity and race in 2017.
CFPB Bulletin 2015-02
Policy guidance on supervisory and enforcement considerations relevant to mortgage brokers transitioning to mini-correspondent lenders.
Application of Regulation Z’s Ability-to-Repay rule to certain situations involving successors-in-interest.
CFPB Bulletin 2013-13
CFPB Bulletin 2013-12
Memorandum of Understanding on supervisory coordination among the CFPB, Federal Reserve Board, FDIC, NCUA, and OCC.
CFPB Bulletin 2012-05
CFPB Bulletin 2012-04 (Fair Lending)
CFPB Bulletin 2012-02
CFPB Bulletin 2011-05 (Enforcement and Fair Lending)
CFPB Bulletin 2011-04 (Enforcement)
CFPB Bulletin 11-2